Terms of Service

Effective Date: April 8, 2025

Welcome to AskPRIA.com, operated by PRIA Technologies, LLC ("PRIA", "we", "us", or "our"), a Delaware limited liability company with its principal office at 12220 Birmingham Hwy, Atlanta, Georgia 30004. These Terms of Service ("Terms") govern your access to and use of our website, products, and services ("Services").

By using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1. Eligibility

You must be 18 years or older and a resident of the United States to use our Services.

2. Services Provided

PRIA offers tools and insights to help users understand the financial impact of government policies. This may include integrations with financial data sources, legislative tracking, AI summaries, and more. PRIA does not provide investment or financial advice.

3. Account Registration

You may be required to register. You agree to provide accurate info and secure your credentials.

4. Use of Artificial Intelligence

Some features use AI (e.g., OpenAI). Outputs may be incomplete or imprecise and are provided for informational purposes only.

5. No Financial Advice

PRIA Technologies does not offer personalized financial advice. Engagement with a PRIA Wealth advisor is subject to separate terms.

6. Beta Features

Some parts of the Services may be in beta and are offered "as is."

7. User Content & Data Licensing

You retain ownership of uploaded content but grant PRIA a non-exclusive license to process it for Services delivery.

8. Third-Party Services

We integrate with Plaid, AWS, OpenAI, and Calendly. Your use of these tools is subject to their terms.

9. Restrictions

• Do not use PRIA for unlawful activity.
• Do not attempt to breach or access PRIA systems without authorization.

10. Privacy

Your data is handled per our Privacy Policy.

11. Arbitration & Dispute Resolution

Disputes are subject to binding arbitration in Delaware. Class actions are waived.

12. Limitation of Liability

Our liability is limited to $100 or the amount you paid us in the last 12 months.

13. Indemnification

You agree to indemnify PRIA against misuse or violation of these Terms.

14. U.S. Use Only

Services are intended for U.S. residents only.

15. Children's Privacy

We do not knowingly collect data from children under 18.

16. Changes to Terms

We may revise these Terms. Continued use constitutes acceptance.

17. Severability

If one part is unenforceable, the rest remains valid.

18. Governing Law

These Terms are governed by Delaware law.

19. Contact

Email us at legal@policyrisk.com with any questions.