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Privacy Policy

Effective Date: 2/3/2026

PRIA Technologies, LLC ("PRIA," "we," "our," or "us") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you access or use PolicyRisk.com and any related websites, applications, tools, or services operated by PRIA Technologies (collectively, the "Services").

This Privacy Policy applies solely to PRIA Technologies and the Services described above. Certain optional services may be offered through separate legal entities and are governed by separate agreements and privacy notices presented at the time of enrollment.

1. Information We Collect

Information You Provide

We collect information you voluntarily provide when using the Services, including your name, email address, account credentials, financial information submitted for analysis (such as income, assets, debts, tax filing status, and retirement account details), documents you upload, and information provided when contacting us or scheduling appointments.

Information Collected Automatically

When you use the Services, we automatically collect certain information, which may include IP address, approximate location, browser type and version, device identifiers, pages viewed, features used, interaction and session data, and referring URLs.

2. How We Use Your Information

We use the information we collect to:

  • Operate, maintain, and improve the Services
  • Provide policy risk analysis, educational content, and financial insights
  • Personalize your experience within the Services
  • Respond to inquiries and provide customer support
  • Send service-related communications and administrative messages
  • Send promotional communications, product updates, and policy news, from which you may opt out at any time
  • Analyze usage trends and improve functionality and performance
  • Protect the security and integrity of the Services and prevent fraud
  • Comply with applicable legal and regulatory obligations

3. Cookies and Tracking Technologies

We use cookies and similar technologies to operate and understand use of the Services. These technologies may include:

  • Essential technologies required for site functionality, authentication, and security
  • Analytics technologies used to understand how users remember, navigate, and interact with the Services
  • Session monitoring tools used to identify errors, diagnose issues, and improve usability
  • Advertising and measurement technologies used to measure effectiveness and deliver relevant advertising

You may manage cookies through your browser settings or other available controls, subject to applicable law.

4. How We Protect Your Information

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information, including encryption, access controls, and secure infrastructure. Despite these efforts, no system can be guaranteed to be completely secure.

5. Third-Party Service Providers

We use third-party service providers to support the operation of the Services, including providers of hosting, analytics, communications, background processing, scheduling, and AI-powered analysis. These providers are permitted to process personal information only as necessary to perform services on our behalf and are contractually required to protect such information.

6. Information Sharing and Disclosure

We do not sell personal information.

We may disclose information in the following circumstances:

  • With Service Providers: To vendors and contractors that perform services on our behalf
  • For Legal and Compliance Purposes: To comply with law, regulation, legal process, or governmental request
  • For Business Transfers: In connection with a merger, acquisition, financing, or sale of assets
  • With Your Consent: When you direct or authorize us to share information

PRIA Technologies does not share user information with affiliated entities unless and until you explicitly opt into a separate service governed by a separate agreement and privacy notice.

7. Your Rights and Choices

Depending on your jurisdiction, you may have rights regarding your personal information, including:

  • Requesting access to or a copy of your information
  • Requesting correction of inaccurate information
  • Requesting deletion of your information, subject to legal obligations
  • Opting out of marketing communications

You may opt out of promotional communications at any time by using the unsubscribe link included in each email or by contacting legal@policyrisk.com.

Requests may be submitted to legal@policyrisk.com, and we will respond in accordance with applicable law.

8. California Privacy Rights

California residents may have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including the right to know, delete, and opt out of certain data sharing practices. We do not sell personal information. Certain data disclosures for advertising or analytics purposes may constitute "sharing" under California law. Requests may be submitted to legal@policyrisk.com.

9. Data Retention

We retain personal information for as long as reasonably necessary to provide the Services, fulfill the purposes described in this policy, and comply with applicable legal obligations. Retention periods may vary depending on the nature of the information and the context in which it was collected.

10. Children's Privacy

The Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that personal information from a child has been collected, we will take steps to delete it.

11. Geographic Scope

The Services are intended for residents of the United States. We do not knowingly target or collect personal information from individuals outside the United States.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be reflected by an updated effective date and, where required, notice through the Services or by email.

13. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, contact us at:

PRIA Technologies, LLC

Email: legal@policyrisk.com