Feds Now Track Gains on Your Dime-Sized Retirement Deposits
Published Date: 4/16/2025
Rule
Summary
If you’re part of the Thrift Savings Plan (TSP), here’s good news! The TSP will now calculate gains and losses on late or makeup contributions and loan payments, even if the amounts are less than a dollar. This change makes sure your money is tracked accurately, no matter how small the payment or timing.
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
TSP counts gains on tiny payments
If you are a Thrift Savings Plan (TSP) participant, the TSP record keeper will calculate gains and losses on late contributions, makeup contributions, and loan payments even when the total amount on a payment record or agency contribution on a current payment record is less than $1.00. The Federal Retirement Thrift Investment Board adopted this rule as final without changes.
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