2025-11808NoticeWallet

HUD Dumps Green Discounts for Eco-Nursing Homes: Climate Irony Alert

Published Date: 6/26/2025

Notice

Summary

Starting now, healthcare facilities with FHA-insured loans won’t get special lower mortgage insurance rates for being green or energy-efficient. Instead, all these loans will follow the regular rate set before. This change affects anyone with Section 232 healthcare mortgages and means no extra savings for green upgrades.

Analyzed Economic Effects

1 provisions identified: 0 benefits, 1 costs, 0 mixed.

Green MIP Eliminated for Section 232

Starting now, healthcare facilities with FHA-insured Section 232 mortgages will no longer get a special lower mortgage insurance premium (MIP) rate for being green or energy-efficient. All such projects will instead pay the regular MIP rate that was previously established (HUD first proposed related MIP reductions on May 19, 2022).

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Key Dates

Published Date
6/26/2025

Department and Agencies

Department
Independent Agency
Agency
Housing and Urban Development Department
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