2025-12641Notice

Meta Scores Exemption to Insure Employees With Its Own Firm

Published Date: 7/8/2025

Notice

Summary

Meta’s employee benefit plan gets a special green light to team up with an insurance company owned by Meta itself. This means Prudential can now share certain life and accident insurance risks with Ekahi, Meta’s own insurer, making the plan stronger and smoother. This change helps Meta’s benefits work better without breaking any rules, starting right away with no extra cost to employees.

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

Prudential May Reinsure Meta Plan Benefits

If you are covered by Meta Platforms Inc.'s Health and Welfare Benefit Plan, Prudential Life Insurance Company of America is permitted to enter a reinsurance contract with Ekahi Insurance Company, LLC (an insurer owned by Meta). The reinsurance covers group term life, accidental death and dismemberment, survivor income, supplemental employee term coverage, and dependent term life insurance for spouse/partner and children.

No Extra Cost To Employees

The notice states the reinsurance arrangement begins right away and will have no extra cost to employees. You will not be charged additional premiums for this change to the Plan.

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Key Dates

Published Date
7/8/2025

Department and Agencies

Department
Independent Agency
Agency
Labor Department
Employee Benefits Security Administration
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