Flood Zone Loans Get OCC Paperwork Renewal Nod
Published Date: 7/29/2025
Notice
Summary
The OCC is renewing its paperwork for loans in flood-prone areas and wants your feedback to keep things smooth and simple. This affects banks and borrowers dealing with flood hazard loans, with no new fees but a chance to improve how info is collected. The review is happening now, so comments are open before the paperwork gets a fresh green light from OMB.
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Paperwork renewal for flood-area loans
The OCC is renewing its information collection titled "Loans in Areas Having Special Flood Hazards." If you have a mortgage in a flood-prone area or are applying for one, this renewal affects the paperwork banks collect from you. The notice says there are no new fees and the OCC is asking for comments while the collection is under OMB review.
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