2025-14637Notice

Fed Flags Bank Takeover Bids, Public Weighs In Soon

Published Date: 8/1/2025

Notice

Summary

If someone wants to buy enough shares to control a bank or its holding company, they have to tell the Federal Reserve first. People can check these plans and share their thoughts by August 18, 2025. This keeps bank ownership clear and fair, making sure big money moves get a thumbs-up before they happen.

Analyzed Economic Effects

3 provisions identified: 1 benefits, 0 costs, 2 mixed.

Public Access to Bank Control Filings

You can inspect the public parts of applications to buy controlling shares of a bank or bank holding company at the Federal Reserve Bank listed or at the Board of Governors. You can also request related filings through the Board's Freedom of Information Office at https://www.federalreserve.gov/foia/request.htm.

Right to Comment — Deadline and Disclosure

Interested persons may send written comments on these change-in-control applications, and comments must be received by August 18, 2025. Comments are subject to public disclosure and generally will be made available without redaction, so do not include confidential information in your submission.

Specific Acquisition Filed: Citizens Savings Bank

An application was filed for Donald D. Arendt Qualified Terminable Interest Property Marital Trust I (Donna Arendt, trustee) to acquire voting shares of Gilman Investment Co., and thereby indirectly acquire voting shares of Citizens Savings Bank in Marshalltown, Iowa. Members of the public may inspect the application at the Federal Reserve Bank of Chicago and send comments by August 18, 2025.

Your PRIA Score

Score Hidden

Personalized for You

How does this regulation affect your finances?

Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.

Free to start

Key Dates

Published Date
Effective Date
8/1/2025
8/18/2025

Department and Agencies

Department
Independent Agency
Agency
Federal Reserve System
Source: View HTML
Back to Federal Register

Take It Personal

Get Your Personalized Policy View

Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.

Already have an account? Sign in