2025-20728Notice

FDIC Schedules Last-Minute Meeting with Little Warning

Published Date: 11/24/2025

Notice

Summary

The FDIC is holding a public board meeting on November 25, 2025, with less than seven days' notice, streaming it online for everyone to watch. They'll discuss important banking rules and updates that could affect community banks and big bank holding companies. This quick notice helps keep things transparent while making sure key decisions happen on time without delays.

Analyzed Economic Effects

6 provisions identified: 1 benefits, 1 costs, 4 mixed.

Proposed Change to Community Bank Leverage Rule

The FDIC Board will consider a Notice of Proposed Rulemaking titled 'Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework' at its November 25, 2025 meeting. The item is listed on the Board's discussion agenda for that date.

Final Rule on GSIB Leverage and TLAC/LTD

The FDIC Board will consider a Final Rule: 'Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies' at the November 25, 2025 meeting.

Designated Reserve Ratio for 2026 Consideration

The FDIC Board will consider the 'Designated Reserve Ratio for 2026' at its November 25, 2025 meeting according to the summary agenda. This item appears on the summary agenda and is expected to be resolved with a single vote unless moved for discussion.

Delay of Compliance Date for FDIC Signage and Advertising Rules

The Board's summary agenda includes a Final Rule described as 'Delay of Compliance Date: FDIC Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC's Name or Logo.' The Board will resolve this item at the November 25, 2025 meeting unless it is moved for discussion.

FDIC Board Meeting Open via Webcast

The FDIC Board will hold a public meeting at 10:00 a.m. on November 25, 2025, and it will be open to public observation by webcast at https://www.fdic.gov/news/board-matters/video.html. Members of the media may request in-person attendance by contacting the Office of Communications by November 24, 2025.

Adjusting and Indexing Regulatory Thresholds

The Board's summary agenda for the November 25, 2025 meeting includes a Final Rule item described as 'Adjusting and Indexing Certain Regulatory Thresholds.' No substantive discussion is anticipated unless moved to the discussion agenda.

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Key Dates

Published Date
Effective Date
11/24/2025
11/25/2025

Department and Agencies

Department
Independent Agency
Agency
Federal Deposit Insurance Corporation
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