CFTC Shares Secrets to Guard America's 'Bank Account' from Fraud
Published Date: 11/28/2025
Notice
Summary
The Commodity Futures Trading Commission is updating how it shares certain personal records to better protect your info and prevent fraud. Starting December 29, 2025, they’ll share some data with the Treasury and can respond faster if there’s a data breach. If you’re involved with the CFTC, these changes help keep your info safer without costing you a dime.
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
Do Not Pay data sharing added
Starting December 29, 2025, the CFTC will add a routine use that lets it disclose records to the U.S. Department of the Treasury for review through the Do Not Pay Working System to identify, prevent, or recoup improper payments. This routine use is being added to four CFTC systems of records: CFTC-5 (Employee Personnel, Payroll, Time and Attendance), CFTC-6 (Employee Travel and Transportation Records), CFTC-49 (Whistleblower Records), and CFTC-51 (Contractors and Consultants).
New breach-response disclosure rules
Starting December 29, 2025, the CFTC is adding routine uses based on OMB Memorandum M-17-12 that let it disclose records from certain systems when the Commission suspects or confirms a breach and determines there is a risk of harm. These breach-response routine uses are being added to CFTC-5 (Employee Personnel, Payroll, Time and Attendance), CFTC-6 (Employee Travel and Transportation Records), and CFTC-49 (Whistleblower Records) to allow sharing with appropriate agencies, entities, persons, or other Federal agencies to assist in responding to or preventing harm from a breach.
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