Treasury Adds Paperwork to Fight the Paperwork Overload
Published Date: 12/8/2025
Notice
Summary
The Treasury Department is extending its paperwork rules for how federal agencies send out payments, mostly by electronic transfer. This affects individuals, businesses, and nonprofits who receive federal money, keeping things smooth and low-cost. Comments on this process are open until February 6, 2026, with no new fees or big changes planned.
Analyzed Economic Effects
3 provisions identified: 2 benefits, 0 costs, 1 mixed.
Most Federal Payments Must Use EFT
The regulation requires that most Federal payments be made by Electronic Funds Transfer (EFT). It applies to individuals, businesses, and nonprofits who receive federal money and is part of an information collection covering an estimated 1,300 respondents, at about 15 minutes per respondent (325 total annual burden hours). Comments on this collection are due by February 6, 2026.
Waiver Process for EFT Requirement
The regulation sets forth waiver requirements for the EFT rule, meaning people or organizations who cannot receive EFT may pursue an exemption under the rules. This waiver process is part of the same information collection; the agency is soliciting comments through February 6, 2026.
Low-Cost Treasury-Designated Accounts Offered
The rule provides for a low-cost Treasury-designated account for individuals at financial institutions that offer such accounts. This option is part of the Management of Federal Agency Disbursements information collection, which covers individuals and households among other respondent types.
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Key Dates
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