Fed Calls for Comments on Bank Ownership Shifts
Published Date: 12/23/2025
Notice
Summary
If you want to buy or control a bank or its holding company, you need to tell the Federal Reserve and wait for approval. People affected include anyone trying to buy big shares in banks, and the public can share their thoughts by January 7, 2026. This keeps bank ownership clear and fair, with no surprises on who’s in charge or when changes happen.
Analyzed Economic Effects
4 provisions identified: 2 benefits, 2 costs, 0 mixed.
Must Notify Fed Before Buying Bank Control
If you want to buy or control a bank or a bank holding company, you must apply under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Section 225.41 of Regulation Y and notify the Federal Reserve and await the Board's action before completing the acquisition.
Comments Are Publicly Disclosed
Comments received on these applications are subject to public disclosure and generally will be made available without change, so you should not include confidential personal or business information in your submission.
Public Can Comment on Bank Control Applications
Members of the public may submit written comments on the Change in Bank Control applications; comments regarding these listed applications must be received by January 7, 2026 at the indicated Federal Reserve Bank or the Board of Governors.
Applications Available for Public Inspection
The public portions of the applications and related filings are available for inspection at the Federal Reserve Banks indicated and at the Board of Governors, and may be obtained on an expedited basis by contacting the appropriate Reserve Bank or the Board's Freedom of Information Office.
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