HUD Floats New Fee for Loan Guarantees: Comment Before Costs Climb
Published Date: 1/21/2026
Proposed Rule
Summary
HUD is asking for feedback on a new fee for the Section 108 Loan Guarantee Program that helps cover the costs of backing loans in Fiscal Year 2026. This fee affects borrowers using the program and ensures HUD can manage loan risks without surprises. Comments are open until January 28, 2026, so now’s the time to speak up if you’re involved!
Analyzed Economic Effects
1 provisions identified: 0 benefits, 1 costs, 0 mixed.
0.58% Fee on Section 108 Loans
HUD will collect a fee equal to 0.58 percent of the principal amount from borrowers of loans guaranteed under the Section 108 Loan Guarantee Program to offset credit subsidy costs for commitments awarded in Fiscal Year 2026. HUD is soliciting public comments on the methodology for setting that fee, with comments due January 28, 2026.
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