2026-01696Proposed Rule

Credit Unions Get Flexibility on Public Fund Shares

Published Date: 1/28/2026

Proposed Rule

Summary

The National Credit Union Administration wants to make it easier for federally insured credit unions to use public unit and nonmember shares by removing the rule that requires a written plan when these funds go over 70% of their capital. Credit unions still have to follow limits and rules, but this change gives them more flexibility while keeping them responsible. Comments on this proposal are open until March 30, 2026.

No Economic Impacts Identified for this Document

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Key Dates

Published Date
Comments Due
1/28/2026
3/30/2026

Department and Agencies

Department
Independent Agency
Agency
National Credit Union Administration
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