Ginnie Mae Digitizes Loan Paperwork for Easier Handling
Published Date: 2/18/2026
Notice
Summary
Ginnie Mae is asking for approval to keep collecting info digitally for its new Digital Collateral Program. This affects lenders and mortgage folks who’ll use simpler online forms to handle loan paperwork. You’ve got until April 20, 2026, to share your thoughts—no extra costs, just smoother digital steps ahead!
Analyzed Economic Effects
2 provisions identified: 1 benefits, 1 costs, 0 mixed.
Ginnie Mae Allows eNotes in Pools
Ginnie Mae is permitting the securitization of mortgage loans when the promissory note is an eligible electronic note (eNote). To do this, Ginnie Mae will collect information to verify that eIssuers and eCustodians have the knowledge and technology to handle eMortgages and to identify who is responsible for servicing the loans.
Digital Forms Add Small Annual Paperwork Burden
Ginnie Mae is renewing an information collection for the Digital Collateral Program that uses three forms (HUD-11701A, HUD-11701B, HUD-11808SI). The agency estimates 20 eIssuer responses, 5 eCustodian responses, and about 300 secured-party release requests per year, totaling 325 responses, 27.5 burden hours, and $1,237.50 in annual respondent labor cost; comments are due April 20, 2026.
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