Federal Student Loans Get Their Annual Rate Refresh – Snooze Fest
Published Date: 3/2/2026
Notice
Summary
If you have an older federal student loan made before July 1, 2006, or a consolidation loan applied for before February 1, 1999, your interest rate changes every year. For July 1, 2025, through June 30, 2026, the government has set new variable rates that could affect how much you pay. This update helps you know what to expect for the next year on your loan costs.
No Economic Impacts Identified for this Document
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Take It Personal
Get Your Personalized Policy View
Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.
Already have an account? Sign in