Education Dept Renews Student Loan Guaranty Data Reporting Rules
Published Date: 4/1/2026
Notice
Summary
The Department of Education is asking to keep collecting important data from private guaranty agencies without changing the current process. This helps make sure these agencies follow rules and manage student loans properly. If you have thoughts, you can share them by May 1, 2026, but no new costs or big changes are expected.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 2 costs, 0 mixed.
Guaranty Agencies: Continue Annual Reporting
If you are a private guaranty agency, the Department of Education is seeking OMB approval to continue collecting your DCIA aging and compliance data under OMB Control Number 1845-0160. The collection is a reinstatement without change, with an estimated 275 annual responses and 726 total annual burden hours, and written comments are due by May 1, 2026.
Specific Data Items You Must Submit
If you are a guaranty agency, you must submit debt aged according to the Debt Collection Improvement Act (DCIA), report whether DCIA-aged debt is eligible for referral to the Treasury Offset Program (TOP), and report compliance with Form 1099-C reporting. The Department uses these submissions to prepare the Treasury Report on Receivables and Debt Collection Activities in accordance with DCIA and the Digital Accountability and Transparency Act (DATA Act).
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Take It Personal
Get Your Personalized Policy View
Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.
Already have an account? Sign in