Farm Credit Costs Redistributed: Boring Budget Tweaks Ahead
Published Date: 4/23/2026
Proposed Rule
Summary
The Farm Credit Administration wants to update how it splits administrative costs among its banks and associations to make things fairer based on their size and setup today. These changes won’t affect the overall budget or other groups outside the main System. If you’re part of these banks or associations, you can share your thoughts by June 22, 2026!
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Analyzed Economic Effects
4 provisions identified: 0 benefits, 0 costs, 4 mixed.
Assessment Formula Shifts to 75% Pro Rata
If you are a Farm Credit System bank or association, the rule would change how FCA splits administrative costs by increasing the pro rata portion from 30% to 75% and reducing the tiered portion from 70% to 25%. This reapportions the same total assessment amount among System banks and associations but changes each institution's share.
Tier Thresholds Raised to Current Sizes
The rule would raise the asset-size tiers used in the declining-rate portion of the assessment. The new average risk-adjusted asset ranges (in millions) are: $0–$900, $900–$1,825, $1,825–$4,050, $4,050–$13,500, $13,500–$19,800, $19,800–$85,000, $85,000–$120,000, and over $120,000.
Most Assessments Fall; Very Large Ones Rise
FCA says that, using average risk-weighted assets as of June 30, 2025, most institutions would see their assessments decrease compared to fiscal year 2026, but institutions reporting average risk-weighted assets of more than $25 billion would see their assessments increase.
Total System Assessment Remains Unchanged
The proposal does not change FCA's annual administrative expenses or the total assessment amount billed to the Farm Credit System; it only reapportions that total among System banks and associations. FCA states the overall budget and total assessment remain based on its annual administrative expenses.
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