No More Medical Data in Credit Checks: Privacy Rule Starts March 2025
Published Date: 1/27/2025
Rule
Summary
Starting March 17, 2025, creditors and credit reporting agencies can’t use or share your medical info when deciding on loans or credit. This rule protects your privacy and makes sure your health details don’t mess with your financial life. If you’re applying for credit, expect fairer treatment without medical info bias!
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Bans medical data in credit decisions
Starting March 17, 2025, creditors and consumer reporting agencies are prohibited from using or sharing your medical information when deciding on loans or other credit. You should expect that health details will not be considered or passed along in credit decisions after that date.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Take It Personal
Get Your Personalized Policy View
Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.
Already have an account? Sign in