Investing in Rural America Act of 2025
Sponsored By: Representative Fischbach
In Committee
Summary
Expands Farm Credit System lending to essential rural community facilities. This bill would let Farm Credit banks, direct lender associations, and banks for cooperatives provide capital, loans, and technical and financial assistance for community facilities that qualify under section 306(a) of the Consolidated Farm and Rural Development Act.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
More rural loans for community facilities
If enacted, Farm Credit System lenders could help finance essential facilities in rural areas. Projects would need to qualify under existing USDA section 306(a) rules. Each lender could use no more than 15% of its total outstanding loans for this. Before closing a loan, the lender would have to offer a share to at least one other U.S. lender that is not in the Farm Credit System and not USDA, give priority to local community banks, and report the offer to the Farm Credit Administration. The Farm Credit Administration would report to Congress within one year of enactment and each year after, posting reports online. This new authority would start October 1, 2025.
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Sponsors & CoSponsors
Sponsor
Fischbach
MN • R
Cosponsors
Finstad
MN • R
Sponsored 2/12/2025
Rep. Davis, Donald G. [D-NC-1]
NC • D
Sponsored 2/12/2025
Rep. Bishop, Sanford D., Jr. [D-GA-2]
GA • D
Sponsored 3/3/2025
Mann
KS • R
Sponsored 3/10/2025
Rep. Sorensen, Eric [D-IL-17]
IL • D
Sponsored 3/11/2025
Rep. Budzinski, Nikki [D-IL-13]
IL • D
Sponsored 5/5/2025
Wittman
VA • R
Sponsored 6/3/2025
Rep. Vindman, Eugene Simon [D-VA-7]
VA • D
Sponsored 6/3/2025
Rep. Nunn, Zachary [R-IA-3]
IA • R
Sponsored 6/9/2025
Rep. Tokuda, Jill N. [D-HI-2]
HI • D
Sponsored 6/11/2025
Rep. Van Orden, Derrick [R-WI-3]
WI • R
Sponsored 6/11/2025
Rep. Crockett, Jasmine [D-TX-30]
TX • D
Sponsored 6/20/2025
Wied
WI • R
Sponsored 6/25/2025
Valadao
CA • R
Sponsored 7/2/2025
Tiffany
WI • R
Sponsored 7/17/2025
Stauber
MN • R
Sponsored 9/3/2025
Rep. Harder, Josh [D-CA-9]
CA • D
Sponsored 10/3/2025
McClain Delaney
MD • D
Sponsored 10/8/2025
Rep. Baird, James R. [R-IN-4]
IN • R
Sponsored 11/17/2025
Rep. Alford, Mark [R-MO-4]
MO • R
Sponsored 11/17/2025
Rep. Cammack, Kat [R-FL-3]
FL • R
Sponsored 12/10/2025
Rescom. Hernández, Pablo Jose [D-PR-At Large]
PR • D
Sponsored 12/15/2025
McDonald Rivet
MI • D
Sponsored 12/16/2025
Mills
FL • R
Sponsored 2/12/2026
Bilirakis
FL • R
Sponsored 3/5/2026
Rep. Fine, Randy [R-FL-6]
FL • R
Sponsored 3/9/2026
Roll Call Votes
No roll call votes available for this bill.
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