Preventing Deep Fake Scams Act
Sponsored By: Representative Pettersen
Introduced
Summary
Preventing deep-fake scams in banking. This bill would create a Task Force on Artificial Intelligence in the Financial Services Sector to study how AI tools like voice and video deep fakes could be used to steal data or access customer accounts and to recommend protections.
Show full summary
- Banks and credit unions would get a report listing standard AI definitions and best practices to help protect customer accounts from AI-enabled fraud.
- Consumers would benefit from an assessment of risks from voice and video deep fakes that can lead to data theft, identity theft, or fraud.
- Policymakers and industry would receive legislative and regulatory recommendations and a final report due within 1 year, with public feedback requested within 90 days.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Task force to study AI bank scams
This bill would set up a federal task force on AI in banking when enacted. The Treasury Secretary would chair it, with members from the Fed, FDIC, OCC, CFPB, NCUA, and FinCEN. The group would ask the public for input within 90 days and deliver a report to Congress within 1 year. The report would define AI terms, explain risks like deepfake voice fraud, list best practices for banks and credit unions, and suggest laws and rules to protect customers. The task force would end 90 days after it sends its final report.
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Sponsors & CoSponsors
Sponsor
Pettersen
CO • D
Cosponsors
Flood
NE • R
Sponsored 2/27/2025
Bonamici
OR • D
Sponsored 2/27/2025
Fitzpatrick
PA • R
Sponsored 2/27/2025
Ocasio-Cortez
NY • D
Sponsored 2/27/2025
Harder (CA)
CA • D
Sponsored 2/27/2025
Lawler
NY • R
Sponsored 3/4/2025
Nunn (IA)
IA • R
Sponsored 4/28/2025
Gottheimer
NJ • D
Sponsored 7/16/2025
Mackenzie
PA • R
Sponsored 9/2/2025
Bresnahan
PA • R
Sponsored 12/18/2025
Van Drew
NJ • R
Sponsored 4/13/2026
Roll Call Votes
No roll call votes available for this bill.
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