REDI Act
Sponsored By: Representative Babin
Introduced
Summary
The Resident Education Deferred Interest Act would create an interest-free deferment for federal student loans for borrowers serving in medical or dental internships or residencies. It would amend Section 455(f) of the Higher Education Act to add a special in-school deferment that governs these borrowers. During that deferment, borrowers would not have to make principal payments and interest would not accrue on loans made under that part while they remain in their training programs.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
No-interest loan pause for medical and dental residents
If enacted, this bill would let medical and dental residents pause certain federal student loans. While deferred, you would not make principal payments, and interest would not accrue. You would need to be serving in a qualifying internship or residency for the deferment to apply. It would apply only to loans made under this part of the Higher Education Act. The change would take effect upon enactment.
Sponsors & CoSponsors
Sponsor
Babin
TX • R
Cosponsors
Houlahan
PA • D
Sponsored 3/11/2025
Bacon
NE • R
Sponsored 3/21/2025
Del. Norton, Eleanor Holmes [D-DC-At Large]
DC • D
Sponsored 3/21/2025
Davids (KS)
KS • D
Sponsored 3/31/2025
Joyce (PA)
PA • R
Sponsored 3/31/2025
Kiley (CA)
CA • R
Sponsored 3/31/2025
Scholten
MI • D
Sponsored 3/31/2025
DesJarlais
TN • R
Sponsored 4/1/2025
Chu
CA • D
Sponsored 4/1/2025
Malliotakis
NY • R
Sponsored 4/2/2025
Krishnamoorthi
IL • D
Sponsored 4/2/2025
Rouzer
NC • R
Sponsored 4/2/2025
Tokuda
HI • D
Sponsored 4/2/2025
Sessions
TX • R
Sponsored 4/2/2025
Pettersen
CO • D
Sponsored 4/2/2025
Franklin, Scott
FL • R
Sponsored 4/7/2025
Mrvan
IN • D
Sponsored 4/7/2025
Kustoff
TN • R
Sponsored 4/8/2025
Soto
FL • D
Sponsored 4/8/2025
Valadao
CA • R
Sponsored 4/14/2025
Bonamici
OR • D
Sponsored 4/14/2025
McCormick
GA • R
Sponsored 4/17/2025
Moulton
MA • D
Sponsored 4/17/2025
Mann
KS • R
Sponsored 4/17/2025
Bishop
GA • D
Sponsored 4/17/2025
Bice
OK • R
Sponsored 4/24/2025
Fields
LA • D
Sponsored 4/24/2025
Rutherford
FL • R
Sponsored 4/29/2025
Moore (WI)
WI • D
Sponsored 4/29/2025
Rogers (AL)
AL • R
Sponsored 4/29/2025
Castor (FL)
FL • D
Sponsored 4/29/2025
Bergman
MI • R
Sponsored 5/5/2025
Garbarino
NY • R
Sponsored 5/5/2025
Johnson (TX)
TX • D
Sponsored 5/5/2025
Moolenaar
MI • R
Sponsored 5/5/2025
Van Duyne
TX • R
Sponsored 5/6/2025
McBride
DE • D
Sponsored 5/6/2025
Lawler
NY • R
Sponsored 5/14/2025
Gottheimer
NJ • D
Sponsored 5/14/2025
Baumgartner
WA • R
Sponsored 6/9/2025
Harder (CA)
CA • D
Sponsored 6/9/2025
Steube
FL • R
Sponsored 6/24/2025
Nadler
NY • D
Sponsored 6/24/2025
Miller (WV)
WV • R
Sponsored 6/25/2025
Pou
NJ • D
Sponsored 6/25/2025
Meuser
PA • R
Sponsored 7/10/2025
Doggett
TX • D
Sponsored 7/10/2025
Owens
UT • R
Sponsored 9/17/2025
Wasserman Schultz
FL • D
Sponsored 9/17/2025
Simpson
ID • R
Sponsored 9/17/2025
Gonzalez, V.
TX • D
Sponsored 9/17/2025
Turner (OH)
OH • R
Sponsored 10/10/2025
Mfume
MD • D
Sponsored 10/10/2025
Miller-Meeks
IA • R
Sponsored 10/17/2025
Bynum
OR • D
Sponsored 10/17/2025
Harris (MD)
MD • R
Sponsored 10/28/2025
Larson (CT)
CT • D
Sponsored 10/28/2025
Nunn (IA)
IA • R
Sponsored 10/28/2025
Suozzi
NY • D
Sponsored 10/28/2025
Pocan
WI • D
Sponsored 11/10/2025
Walkinshaw
VA • D
Sponsored 11/10/2025
Levin
CA • D
Sponsored 11/12/2025
Pappas
NH • D
Sponsored 12/1/2025
Fletcher
TX • D
Sponsored 12/3/2025
Guest
MS • R
Sponsored 12/5/2025
Conaway
NJ • D
Sponsored 12/16/2025
Vasquez
NM • D
Sponsored 12/17/2025
Tran
CA • D
Sponsored 12/17/2025
McDonald Rivet
MI • D
Sponsored 12/18/2025
Gillen
NY • D
Sponsored 1/7/2026
Bera
CA • D
Sponsored 2/2/2026
Salinas
OR • D
Sponsored 2/9/2026
Figures
AL • D
Sponsored 2/9/2026
Magaziner
RI • D
Sponsored 2/25/2026
Dexter
OR • D
Sponsored 2/25/2026
Kennedy (UT)
UT • R
Sponsored 3/3/2026
Onder
MO • R
Sponsored 3/16/2026
Deluzio
PA • D
Sponsored 3/16/2026
Murphy
NC • R
Sponsored 3/24/2026
Dean (PA)
PA • D
Sponsored 3/24/2026
Fitzpatrick
PA • R
Sponsored 3/24/2026
Van Drew
NJ • R
Sponsored 3/24/2026
Haridopolos
FL • R
Sponsored 3/24/2026
Meng
NY • D
Sponsored 3/24/2026
Menendez
NJ • D
Sponsored 3/26/2026
Moore (NC)
NC • R
Sponsored 3/26/2026
Cohen
TN • D
Sponsored 3/26/2026
Thanedar
MI • D
Sponsored 4/2/2026
Ross
NC • D
Sponsored 4/2/2026
Stauber
MN • R
Sponsored 4/2/2026
Adams
NC • D
Sponsored 4/2/2026
Balint
VT • D
Sponsored 4/2/2026
Roll Call Votes
No roll call votes available for this bill.
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