HR2513119th CongressWALLET

CFPB–IG Reform Act of 2025

Sponsored By: Representative Rep. Meuser, Daniel [R-PA-9]

Introduced

Summary

This bill would move the CFPB's inspector general into the standard federal Inspector General framework and create a standalone CFPB Office of Inspector General with dedicated funding and regular congressional oversight.

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  • Would change appointment and governance by bringing the CFPB under 5 U.S.C. Chapter 4 IG rules and removing its tie to the Federal Reserve Board. The President would be required to appoint a CFPB Inspector General within 60 days of enactment.
  • Would impose formal congressional oversight by requiring the CFPB Inspector General to appear at semiannual hearings before the Senate Committee on Banking, Housing, and Urban Affairs and the House Committees on Financial Services and on Energy and Commerce.
  • Would fund and integrate the new office by requiring the Bureau to dedicate 2% of transferred funds each year to the Office of Inspector General and by adding the CFPB to the Council of Inspectors General on Financial Oversight. The bill ties the new structure to confirmation of the first CFPB Inspector General and includes transition rules with the Federal Reserve's IG role.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Independent watchdog for Consumer Financial Protection Bureau

If enacted, this would create an independent Inspector General for the Consumer Financial Protection Bureau and move oversight out from the Federal Reserve’s IG. The CFPB would set aside 2% of its transferred funds each year for this watchdog office. The Inspector General would testify at semiannual Senate and House hearings. The President would need to nominate an IG within 60 days of enactment, with Senate confirmation. The new setup would take effect once the first IG is confirmed.

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Sponsors & CoSponsors

Sponsor

Rep. Meuser, Daniel [R-PA-9]

PA • R

Cosponsors

  • Huizenga

    MI • R

    Sponsored 3/31/2025

  • Barr

    KY • R

    Sponsored 3/31/2025

  • Rep. Williams, Roger [R-TX-25]

    TX • R

    Sponsored 3/31/2025

  • Rep. Kim, Young [R-CA-40]

    CA • R

    Sponsored 3/31/2025

  • Donalds

    FL • R

    Sponsored 3/31/2025

  • Salazar

    FL • R

    Sponsored 3/31/2025

Roll Call Votes

No roll call votes available for this bill.

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