HR3105119th CongressWALLET

Promotion and Expansion of Private Employee Ownership Act of 2025

Sponsored By: Representative Kelly (PA)

Introduced

Summary

Expand employee ownership in S corporations by making it easier and cheaper for S corporations to sell stock to employee stock ownership plans (ESOPs). The bill would change tax rules, create a Treasury office and an SBA ESOP program, and add a Labor Department Advocate to support ESOP formation and oversight.

Show full summary
  • Workers and participants: More employees could gain ownership stakes through ESOPs and benefit from federal outreach and education. ESOP participants are treated as directly owning their proportionate ESOP stock for eligibility in Small Business Administration loans, preferences, and programs.
  • S corporation owners and sellers: The bill would broaden and accelerate tax deferral for sales of employer stock to ESOPs by adjusting SECURE 2.0 timing and repealing the Internal Revenue Code section 1042(h) limitation for post-enactment sales, making ESOP transactions more tax-favored for sellers.
  • Federal support and programs: Establishes an S Corporation Employee Ownership Assistance Office at Treasury with a 90-day setup deadline, adds an ESOP-specific program in the Small Business Act, and creates an Advocate for Employee Ownership at the Department of Labor paid at Level V of the Executive Schedule with annual reporting duties.

Your PRIA Score

Score Hidden

Personalized for You

How does this bill affect your finances?

Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.

Free to start

Bill Overview

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

Faster ESOP tax deferrals for S-corp sales

If enacted, sellers of S-corporation stock to an ESOP would get broader and faster tax deferral. The bill would remove a current limit in section 1042 for sales made after enactment. It would also start the SECURE 2.0 deferral rule on the date this bill is enacted, not December 31, 2027. This could lower near-term tax bills for owners planning ESOP sales.

Small business access rules for ESOP firms

The bill would set clear rules for ESOP-owned small firms under small business programs. For eligibility, each ESOP participant would count as directly owning their share of the stock. The rule would apply when the business qualified before more than 49% was acquired by the ESOP. It would take effect January 1 of the first calendar year after enactment. This could help ESOP firms keep access to SBA loans and preferences.

New federal help for ESOPs and S corps

The bill would create two help points for ESOPs. Treasury would set up an S Corporation Employee Ownership Assistance Office within 90 days of enactment. Labor would appoint an Advocate for Employee Ownership to do outreach, help with ESOP disputes, and advise on rules. The Advocate would file a public report each year by December 31. Funding would be authorized as needed.

Sponsors & CoSponsors

Sponsor

Kelly (PA)

PA • R

Cosponsors

  • Panetta

    CA • D

    Sponsored 4/30/2025

  • Estes

    KS • R

    Sponsored 4/30/2025

  • Schneider

    IL • D

    Sponsored 4/30/2025

  • Miller (WV)

    WV • R

    Sponsored 4/30/2025

  • Davis (IL)

    IL • D

    Sponsored 4/30/2025

  • Moore (UT)

    UT • R

    Sponsored 4/30/2025

  • Sewell

    AL • D

    Sponsored 4/30/2025

  • Tenney

    NY • R

    Sponsored 5/1/2025

  • Davids (KS)

    KS • D

    Sponsored 5/7/2025

  • Case

    HI • D

    Sponsored 5/13/2025

  • Fitzpatrick

    PA • R

    Sponsored 5/19/2025

  • Kim

    CA • R

    Sponsored 6/4/2025

  • Rouzer

    NC • R

    Sponsored 6/5/2025

  • Smucker

    PA • R

    Sponsored 6/9/2025

  • Nunn (IA)

    IA • R

    Sponsored 6/24/2025

  • Craig

    MN • D

    Sponsored 7/14/2025

  • Downing

    MT • R

    Sponsored 7/14/2025

  • Owens

    UT • R

    Sponsored 7/15/2025

  • Smith (NE)

    NE • R

    Sponsored 7/15/2025

  • Evans (PA)

    PA • D

    Sponsored 7/22/2025

  • Brownley

    CA • D

    Sponsored 7/22/2025

  • Salinas

    OR • D

    Sponsored 8/19/2025

  • Baumgartner

    WA • R

    Sponsored 9/3/2025

  • Yakym

    IN • R

    Sponsored 9/8/2025

  • Thompson (PA)

    PA • R

    Sponsored 9/15/2025

  • Bonamici

    OR • D

    Sponsored 9/15/2025

  • Moore (AL)

    AL • R

    Sponsored 9/17/2025

  • Suozzi

    NY • D

    Sponsored 10/3/2025

  • Steube

    FL • R

    Sponsored 10/3/2025

  • Franklin, Scott

    FL • R

    Sponsored 10/3/2025

  • Sanchez

    CA • D

    Sponsored 10/10/2025

  • Grothman

    WI • R

    Sponsored 10/10/2025

  • Vindman

    VA • D

    Sponsored 10/24/2025

  • Moran

    TX • R

    Sponsored 10/24/2025

  • Graves

    MO • R

    Sponsored 11/10/2025

  • Langworthy

    NY • R

    Sponsored 12/1/2025

  • Bacon

    NE • R

    Sponsored 12/10/2025

  • Mrvan

    IN • D

    Sponsored 12/10/2025

  • Boyle (PA)

    PA • D

    Sponsored 1/7/2026

  • Veasey

    TX • D

    Sponsored 2/3/2026

  • Kelly (IL)

    IL • D

    Sponsored 2/3/2026

  • Cleaver

    MO • D

    Sponsored 2/3/2026

  • Shreve

    IN • R

    Sponsored 2/4/2026

  • Lee (NV)

    NV • D

    Sponsored 2/11/2026

  • Aderholt

    AL • R

    Sponsored 2/20/2026

  • Landsman

    OH • D

    Sponsored 2/20/2026

  • LaHood

    IL • R

    Sponsored 3/16/2026

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
Back to Legislation

Take It Personal

Get Your Personalized Policy View

Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.

Already have an account? Sign in