PSLF Payment Completion Fairness Act
Sponsored By: Representative Rep. Houlahan, Chrissy [D-PA-6]
Introduced
Summary
Broaden who counts as employed for Public Service Loan Forgiveness. This bill would change the Higher Education Act's Public Service Loan Forgiveness employment test by replacing the statute's 'is employed' wording with 'has been', so past qualifying public service could count toward forgiveness.
Show full summary
- Borrowers who did qualifying public service: Past public-service employment could be counted toward PSLF eligibility, potentially letting more people meet the forgiveness requirement even if they are not currently employed in that role.
- Legal and administrative effect: This is a narrow, text-focused amendment that keeps the same statutory citation and targets eligibility wording rather than creating new programs or funding.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Easier Public Service Loan Forgiveness
This bill would change who qualifies for Public Service Loan Forgiveness. It would replace an "is employed" test with a broader "has been employed" standard. If enacted, federal student loan borrowers who did qualifying public service could get forgiveness even if a past application was denied over timing or current‑employment issues. The bill text does not set an effective date.
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Sponsors & CoSponsors
Sponsor
Rep. Houlahan, Chrissy [D-PA-6]
PA • D
Cosponsors
Rep. Fitzpatrick, Brian K. [R-PA-1]
PA • R
Sponsored 5/8/2025
Craig
MN • D
Sponsored 9/8/2025
Rep. Lawler, Michael [R-NY-17]
NY • R
Sponsored 9/26/2025
Del. Norton, Eleanor Holmes [D-DC-At Large]
DC • D
Sponsored 10/6/2025
Rep. Budzinski, Nikki [D-IL-13]
IL • D
Sponsored 10/6/2025
Rep. Menendez, Robert [D-NJ-8]
NJ • D
Sponsored 10/8/2025
Rep. Pingree, Chellie [D-ME-1]
ME • D
Sponsored 10/8/2025
Rep. Deluzio, Christopher R. [D-PA-17]
PA • D
Sponsored 10/8/2025
Rep. Frost, Maxwell [D-FL-10]
FL • D
Sponsored 10/17/2025
Rep. Bishop, Sanford D., Jr. [D-GA-2]
GA • D
Sponsored 10/17/2025
Rep. Davis, Danny K. [D-IL-7]
IL • D
Sponsored 10/17/2025
McBride
DE • D
Sponsored 10/17/2025
Elfreth
MD • D
Sponsored 10/21/2025
Rep. Garamendi, John [D-CA-8]
CA • D
Sponsored 10/21/2025
Rep. Doggett, Lloyd [D-TX-37]
TX • D
Sponsored 10/28/2025
Rep. McGarvey, Morgan [D-KY-3]
KY • D
Sponsored 10/28/2025
Ansari
AZ • D
Sponsored 10/28/2025
Rep. Goldman, Daniel S. [D-NY-10]
NY • D
Sponsored 10/28/2025
Rep. Pallone, Frank, Jr. [D-NJ-6]
NJ • D
Sponsored 10/28/2025
Rep. Ocasio-Cortez, Alexandria [D-NY-14]
NY • D
Sponsored 11/4/2025
Rep. Jayapal, Pramila [D-WA-7]
WA • D
Sponsored 11/4/2025
Rep. Thompson, Mike [D-CA-4]
CA • D
Sponsored 11/4/2025
Rep. Mullin, Kevin [D-CA-15]
CA • D
Sponsored 11/4/2025
Rep. Evans, Dwight [D-PA-3]
PA • D
Sponsored 11/4/2025
Rep. Bell, Wesley [D-MO-1]
MO • D
Sponsored 11/17/2025
Rep. Williams, Nikema [D-GA-5]
GA • D
Sponsored 11/17/2025
Rep. Chu, Judy [D-CA-28]
CA • D
Sponsored 11/17/2025
Rep. Casten, Sean [D-IL-6]
IL • D
Sponsored 12/4/2025
Rep. Davis, Donald G. [D-NC-1]
NC • D
Sponsored 12/10/2025
Rep. Salinas, Andrea [D-OR-6]
OR • D
Sponsored 2/4/2026
Roll Call Votes
No roll call votes available for this bill.
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