Student Loan Marriage Penalty Elimination Act of 2025
Sponsored By: Representative Grothman
Introduced
Summary
Applies the student loan interest deduction limit separately to each spouse. The bill would let each spouse count up to $2,500 of student loan interest for the deduction and adds a rule to prevent claiming the same interest under another tax provision.
Show full summary
- Married couples: Each spouse would be able to deduct up to $2,500 of student loan interest on their own tax calculation. This helps households where both partners have student debt.
- Tax filers: The bill adds a "denial of double benefit" rule so the same interest cannot be deducted under more than one tax provision.
- Timing: The change would apply to taxable years beginning after December 31, 2024.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Separate $2,500 student loan deduction per spouse
This bill would change the student loan interest deduction. You could deduct up to $2,500 of interest for yourself each year. If married, your spouse could also deduct up to $2,500. The cap would apply separately to each spouse. You could not also claim the same interest under another tax rule. These changes would apply to tax years starting after December 31, 2024.
Sponsors & CoSponsors
Sponsor
Grothman
WI • R
Cosponsors
Davis (IL)
IL • D
Sponsored 5/8/2025
Larson (CT)
CT • D
Sponsored 5/8/2025
McCormick
GA • R
Sponsored 5/8/2025
Mullin
CA • D
Sponsored 5/8/2025
Rouzer
NC • R
Sponsored 5/8/2025
Rulli
OH • R
Sponsored 5/8/2025
Neguse
CO • D
Sponsored 5/9/2025
Carbajal
CA • D
Sponsored 5/13/2025
Lawler
NY • R
Sponsored 5/13/2025
Hageman
WY • R
Sponsored 5/20/2025
Downing
MT • R
Sponsored 6/3/2025
Vindman
VA • D
Sponsored 9/9/2025
Harder (CA)
CA • D
Sponsored 10/10/2025
Miller (IL)
IL • R
Sponsored 5/8/2025
DelBene
WA • D
Sponsored 5/8/2025
Clyde
GA • R
Sponsored 5/8/2025
Roll Call Votes
No roll call votes available for this bill.
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