HR3547119th CongressWALLET

Servicemember Healthcare Freedom Act of 2025

Sponsored By: Representative Rep. Kiggans, Jennifer A. [R-VA-2]

Introduced

Summary

Gives federally employed Selected Reserve and National Guard members the option to choose between military and civilian health coverage. This bill would remove the Federal Employees Health Benefits (FEHB) barrier and create a statutory path for those members to enroll in TRICARE Reserve Select (TRS). It would also move the TRS eligibility date so enrollment is available beginning January 1, 2026.

Show full summary
  • Members with federal civilian jobs would be able to choose TRICARE Reserve Select (TRS) instead of their FEHB plan, with TRS enrollment available starting January 1, 2026.
  • Eligible members and their families could keep TRS during mobilization cycles, improving continuity of care across active duty and reserve service.
  • Sponsors say expanded access to comprehensive, low-cost coverage would support force readiness and lethality by reducing healthcare gaps for reservists and Guard members.

Your PRIA Score

Score Hidden

Personalized for You

How does this bill affect your finances?

Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.

Free to start

Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Earlier TRICARE option for Reserve and Guard federal employees

If you serve in the Selected Reserve or National Guard and have a federal civilian job, you could choose TRICARE Reserve Select starting January 1, 2026. You must be eligible for the Federal Employees Health Benefits (FEHB) program. This would lift today’s ban that keeps FEHB-eligible members out until January 1, 2030, moving access up by four years. It could help you keep the same care during mobilization.

Free Policy Watch

You just read the policy. Now see what it costs you.

Pick a topic. PRIA runs your household against live legislation and sends you a free personalized readout.

Pick a topic to get started

Sponsors & CoSponsors

Sponsor

Rep. Kiggans, Jennifer A. [R-VA-2]

VA • R

Cosponsors

  • Rep. Goodlander, Maggie [D-NH-2]

    NH • D

    Sponsored 5/21/2025

  • Rep. Hamadeh, Abraham J. [R-AZ-8]

    AZ • R

    Sponsored 2/10/2026

  • Turner (OH)

    OH • R

    Sponsored 3/18/2026

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
Back to Legislation

Take It Personal

Get Your Personalized Policy View

Take the PRIA Score to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.

Already have an account? Sign in