Keeping Homeownership Costs Down Act
Sponsored By: Representative LaMalfa
Introduced
Summary
This bill would bar FEMA from deferring issuance of letters of map revision or conditional letters of map revision based on the placement of fill.
Show full summary
- Homeowners and developers: Owners or developers seeking map revisions tied to added fill would no longer face deferrals for those letters.
- Local officials: Flood map decisions used for planning or permitting would proceed without deferral tied to fill.
- FEMA and environmental reviews: The change is temporary and would be repealed when FEMA fully implements biological opinions from the Fish and Wildlife Service and NOAA Fisheries under the Endangered Species Act. The bill also states that nothing in this subsection affects the review, determination, or issuance of those letters.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
No FEMA delays on flood map changes
This bill would stop FEMA from deferring letters of map revision and conditional letters that are based on the placement of fill. Homeowners, builders, and lenders who apply for these flood map changes would get a decision without extra delay. This could help lower flood insurance costs or let building proceed sooner for affected properties. It would not change how FEMA reviews or decides those letters. It would take effect upon enactment and would end only after FEMA fully implements Endangered Species Act biological opinions from the Fish and Wildlife Service and NOAA Fisheries.
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Sponsors & CoSponsors
Sponsor
LaMalfa
CA • R
Cosponsors
Rep. Matsui, Doris O. [D-CA-7]
CA • D
Sponsored 6/6/2025
Rep. Kim, Young [R-CA-40]
CA • R
Sponsored 6/6/2025
Rep. Sherman, Brad [D-CA-32]
CA • D
Sponsored 6/9/2025
Roll Call Votes
No roll call votes available for this bill.
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