Stress Testing Accountability and Transparency Act
Sponsored By: Representative Huizenga
In Committee
Summary
Stress test transparency is the main goal. This bill would require the Federal Reserve to publish the models, assumptions, formulas, and methods it uses for large-company stress tests and to limit how it changes those methods.
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Clearer rules and advance notice for Fed stress tests
If enacted, the Federal Reserve would have 90 days to issue a rule that lists the models, assumptions, formulas, and methods it uses for bank stress tests. Any material change to those methods would need public notice and comments. The Fed would have to avoid double‑counting the same risks across different capital rules. When two or more test results exist for a firm, the Fed would use results from two or more analyses to set that firm’s stress capital buffer. Starting the first calendar year after enactment, the Fed would post each test scenario at least 60 days before a test. This section would not force the Fed to set a stress capital buffer for any firm.
No climate stress tests for banks
If enacted, the Federal Reserve would be barred from using its stress‑test authority to run climate‑related stress tests on bank holding companies or nonbank financial companies. This limit would take effect on enactment.
Sponsors & CoSponsors
Sponsor
Huizenga
MI • R
Cosponsors
Barr
KY • R
Sponsored 9/10/2025
Sessions
TX • R
Sponsored 9/15/2025
Roll Call Votes
No roll call votes available for this bill.
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