HR5387119th CongressWALLET

Saving the American Dream Act

Sponsored By: Representative Rep. Alford, Mark [R-MO-4]

In Committee

Summary

Creates coordinated federal housing research and reporting to support evidence-based policy. It would require five cabinet- or agency-level housing officials to share market data and produce joint policy proposals within one year.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Agencies would share housing data, propose fixes

If enacted, HUD, Agriculture, VA, Treasury, and FHFA would sign a data-sharing deal within 1 year. They would share housing research and market data to guide evidence-based policy. Within 1 year of enactment, they would send one joint report to Congress. The report would cover: federal housing finance coordination; mortgage origination and servicing costs; and construction costs, barriers, and incentives. It would also address local regulatory barriers, insurance costs and availability, down payment help and transaction incentives, and disaster resilience and housing recovery. This would not create new benefits by itself, but could guide future housing policy.

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Sponsors & CoSponsors

Sponsor

Rep. Alford, Mark [R-MO-4]

MO • R

Cosponsors

  • Rep. Correa, J. Luis [D-CA-46]

    CA • D

    Sponsored 9/16/2025

  • Mann

    KS • R

    Sponsored 9/16/2025

  • Rep. Pettersen, Brittany [D-CO-7]

    CO • D

    Sponsored 9/16/2025

  • Rep. Lawler, Michael [R-NY-17]

    NY • R

    Sponsored 9/16/2025

  • Riley (NY)

    NY • D

    Sponsored 9/16/2025

  • Rep. Calvert, Ken [R-CA-41]

    CA • R

    Sponsored 9/16/2025

  • Wittman

    VA • R

    Sponsored 9/16/2025

  • Rep. Sherman, Brad [D-CA-32]

    CA • D

    Sponsored 9/16/2025

  • Rep. Houchin, Erin [R-IN-9]

    IN • R

    Sponsored 9/16/2025

  • Craig

    MN • D

    Sponsored 9/16/2025

  • McBride

    DE • D

    Sponsored 9/16/2025

  • Rep. Subramanyam, Suhas [D-VA-10]

    VA • D

    Sponsored 9/16/2025

  • Reschenthaler

    PA • R

    Sponsored 9/16/2025

  • Rep. Garcia, Robert [D-CA-42]

    CA • D

    Sponsored 9/16/2025

  • Rep. Harder, Josh [D-CA-9]

    CA • D

    Sponsored 9/19/2025

  • Friedman

    CA • D

    Sponsored 10/3/2025

  • Rep. Vindman, Eugene Simon [D-VA-7]

    VA • D

    Sponsored 10/3/2025

  • Gillen

    NY • D

    Sponsored 10/3/2025

  • Rep. Levin, Mike [D-CA-49]

    CA • D

    Sponsored 10/3/2025

  • Barrett

    MI • R

    Sponsored 10/6/2025

  • Del. Moylan, James C. [R-GU-At Large]

    GU • R

    Sponsored 10/8/2025

  • Rep. Pou, Nellie [D-NJ-9]

    NJ • D

    Sponsored 10/17/2025

  • Rep. Carbajal, Salud O. [D-CA-24]

    CA • D

    Sponsored 10/21/2025

  • Rep. Begich, Nicholas J. [R-AK-At Large]

    AK • R

    Sponsored 10/28/2025

  • Rep. Deluzio, Christopher R. [D-PA-17]

    PA • D

    Sponsored 10/28/2025

  • Rep. Omar, Ilhan [D-MN-5]

    MN • D

    Sponsored 11/18/2025

  • Whitesides

    CA • D

    Sponsored 11/21/2025

  • Rep. Min, Dave [D-CA-47]

    CA • D

    Sponsored 12/16/2025

  • Rep. Neguse, Joe [D-CO-2]

    CO • D

    Sponsored 12/18/2025

  • Rep. Tran, Derek [D-CA-45]

    CA • D

    Sponsored 12/18/2025

  • McDonald Rivet

    MI • D

    Sponsored 12/18/2025

  • Rep. Suozzi, Thomas R. [D-NY-3]

    NY • D

    Sponsored 1/20/2026

  • Rep. Espaillat, Adriano [D-NY-13]

    NY • D

    Sponsored 2/2/2026

  • Rep. Menendez, Robert [D-NJ-8]

    NJ • D

    Sponsored 4/13/2026

  • Rep. Meng, Grace [D-NY-6]

    NY • D

    Sponsored 4/13/2026

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
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