HR6182119th CongressWALLET

Find It Early Act

Sponsored By: Representative DeLauro

In Committee

Summary

This bill would require comprehensive, no cost-sharing coverage for breast cancer screening and diagnostic imaging across federal programs and private group and individual health plans. It ties eligibility and frequency to current National Comprehensive Cancer Network and American College of Radiology guidance and phases in for plan years beginning on or after January 1, 2026.

Show full summary
  • People at increased risk and those with heterogeneously or extremely dense breasts would get covered imaging with no copays. Covered tests include, for example, 2D and 3D mammography, breast ultrasound, breast MRI, molecular breast imaging, and contrast-enhanced mammography.
  • Medicare and Medicare Advantage plans would cover the same services without cost sharing, with frequency limits set by NCCN/ACR guidance.
  • Medicaid would expand coverage to these groups and may delay state-plan changes until the first calendar quarter after the close of the state legislature’s next regular session. TRICARE, Department of Defense health programs, and the VA would also provide these imaging services without copayments, and VA eligibility applies regardless of annual enrollment status.

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 4 benefits, 0 costs, 0 mixed.

Free breast imaging for Medicaid

If enacted, Medicaid would be required to cover breast screening and diagnostic imaging with no cost-sharing for people at increased risk or with heterogeneously or extremely dense breasts, and for people a clinician says need imaging. Covered tests would include 2D or 3D mammograms, breast ultrasound, breast MRI, molecular breast imaging, and contrast-enhanced mammography. Imaging could not be done more often than NCCN and ACR guidance recommends. States that need a law change to their state plan could delay compliance until the first calendar quarter after their next regular legislative session ends.

Free breast imaging for Medicare

If enacted, Medicare would cover screening and diagnostic breast imaging with no cost-sharing for people at increased risk or with heterogeneously or extremely dense breasts, and for people a clinician says need imaging. Covered tests would include mammograms, breast ultrasound, breast MRI, molecular breast imaging, and contrast-enhanced mammography. Imaging frequency would follow NCCN and ACR guidance. Medicare Advantage plans would treat these services as no-cost-sharing starting January 1, 2026 when the statutory conditions apply.

Free breast imaging in private plans

If enacted, group and individual private health plans would have to cover breast cancer screening and diagnostic imaging with no copays, coinsurance, or deductibles. This would apply to people at increased risk, people with heterogeneously or extremely dense breasts, and people a clinician says need imaging. Covered tests would include 2D and 3D mammograms, breast ultrasound, breast MRI, molecular breast imaging, and contrast-enhanced mammography. Plans would follow the most recent NCCN and ACR guidance on who qualifies and how often imaging can be done, and the rule would apply for plan years beginning January 1, 2026.

VA cannot charge for breast imaging

If enacted, the Department of Veterans Affairs could not require any veteran described by the bill to pay a copayment or any other charge for covered breast screening or diagnostic imaging. Eligibility and frequency would follow NCCN and ACR guidance and BI-RADS breast-density categories. Covered tests would include mammograms, breast ultrasound, and breast MRI. This VA prohibition on copayments would be effective January 1, 2026.

Sponsors & CoSponsors

Sponsor

DeLauro

CT • D

Cosponsors

  • Fitzpatrick

    PA • R

    Sponsored 11/20/2025

  • Murphy

    NC • R

    Sponsored 11/20/2025

  • Landsman

    OH • D

    Sponsored 11/20/2025

  • Beatty

    OH • D

    Sponsored 11/20/2025

  • Velazquez

    NY • D

    Sponsored 11/20/2025

  • Simon

    CA • D

    Sponsored 11/20/2025

  • Doggett

    TX • D

    Sponsored 11/20/2025

  • Quigley

    IL • D

    Sponsored 11/20/2025

  • Nadler

    NY • D

    Sponsored 11/20/2025

  • Tonko

    NY • D

    Sponsored 11/20/2025

  • Larson (CT)

    CT • D

    Sponsored 11/20/2025

  • Houlahan

    PA • D

    Sponsored 11/20/2025

  • Schneider

    IL • D

    Sponsored 11/20/2025

  • Scholten

    MI • D

    Sponsored 11/20/2025

  • Sewell

    AL • D

    Sponsored 11/20/2025

  • Casten

    IL • D

    Sponsored 11/20/2025

  • Chu

    CA • D

    Sponsored 11/20/2025

  • Bresnahan

    PA • R

    Sponsored 11/20/2025

  • Pocan

    WI • D

    Sponsored 11/20/2025

  • Schakowsky

    IL • D

    Sponsored 11/20/2025

  • Castor (FL)

    FL • D

    Sponsored 11/20/2025

  • Goldman (NY)

    NY • D

    Sponsored 11/20/2025

  • Hayes

    CT • D

    Sponsored 11/20/2025

  • Matsui

    CA • D

    Sponsored 11/20/2025

  • Jayapal

    WA • D

    Sponsored 11/20/2025

  • Lawler

    NY • R

    Sponsored 11/20/2025

  • Gottheimer

    NJ • D

    Sponsored 11/20/2025

  • Bishop

    GA • D

    Sponsored 11/20/2025

  • Watson Coleman

    NJ • D

    Sponsored 11/20/2025

  • Cohen

    TN • D

    Sponsored 11/20/2025

  • Del. Norton, Eleanor Holmes [D-DC-At Large]

    DC • D

    Sponsored 11/20/2025

  • Lee (PA)

    PA • D

    Sponsored 11/20/2025

  • Van Duyne

    TX • R

    Sponsored 11/20/2025

  • Costa

    CA • D

    Sponsored 11/20/2025

  • Wasserman Schultz

    FL • D

    Sponsored 11/20/2025

  • McClain Delaney

    MD • D

    Sponsored 11/20/2025

  • Stevens

    MI • D

    Sponsored 11/20/2025

  • Himes

    CT • D

    Sponsored 11/20/2025

  • Thanedar

    MI • D

    Sponsored 11/20/2025

  • Trahan

    MA • D

    Sponsored 11/20/2025

  • Deluzio

    PA • D

    Sponsored 11/20/2025

  • Ansari

    AZ • D

    Sponsored 12/3/2025

  • Waters

    CA • D

    Sponsored 12/4/2025

  • McBride

    DE • D

    Sponsored 12/9/2025

  • Escobar

    TX • D

    Sponsored 12/16/2025

  • Malliotakis

    NY • R

    Sponsored 1/6/2026

  • Soto

    FL • D

    Sponsored 1/20/2026

  • Suozzi

    NY • D

    Sponsored 2/10/2026

  • Swalwell

    CA • D

    Sponsored 2/10/2026

  • Ivey

    MD • D

    Sponsored 3/4/2026

  • Kennedy (NY)

    NY • D

    Sponsored 3/24/2026

  • Davids (KS)

    KS • D

    Sponsored 3/24/2026

Roll Call Votes

No roll call votes available for this bill.

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