HR6288119th CongressWALLET

Caring for Grieving Families Act of 2025

Sponsored By: Representative Rep. Vindman, Eugene Simon [D-VA-7]

Introduced

Summary

Would cap patient cost sharing for prenatal services when a pregnancy ends in miscarriage or stillbirth if those services are paid inside a bundled birth payment. It targets group health plans and group or individual health insurance that include prenatal services in a bundled payment.

Show full summary
  • Pregnant people and families would pay no more out-of-pocket for prenatal imaging and office visits received before a miscarriage or stillbirth than they would have under the bundled payment.
  • Plans and insurers that use bundled birth payments would need to limit cost sharing for those prenatal services to the amount that the bundle would have required if the birth had occurred. This takes effect for plan years beginning January 1, 2027.

Your PRIA Score

Score Hidden

Personalized for You

How does this bill affect your finances?

Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.

Free to start

Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Cap prenatal costs after pregnancy loss

This bill would limit what health plans can charge for prenatal care if a pregnancy ends in miscarriage or stillbirth. It would apply only when your group or individual plan uses a bundled payment for birth that includes prenatal visits and tests. If the bundle is not paid, your deductible, copays, and coinsurance for prenatal care could not be more than what you would have owed under the bundle. It would start for plan years beginning on or after January 1, 2027.

Free Policy Watch

You just read the policy. Now see what it costs you.

Pick a topic. PRIA runs your household against live legislation and sends you a free personalized readout.

Pick a topic to get started

Sponsors & CoSponsors

Sponsor

Rep. Vindman, Eugene Simon [D-VA-7]

VA • D

Cosponsors

  • Rep. Miller-Meeks, Mariannette [R-IA-1]

    IA • R

    Sponsored 11/21/2025

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
Back to Legislation

Take It Personal

Get Your Personalized Policy View

Take the PRIA Score to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.

Already have an account? Sign in