Build Now Act of 2025
Sponsored By: Representative McClain
Introduced
Summary
Adjusts Community Development Block Grant allocations based on measured housing growth. The Build Now Act of 2025 would create a formula that shifts section 106 funding toward places that expand housing and reduces funding for places where housing growth worsens.
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- Metropolitan cities and urban counties that receive section 106 funds would be subject to the new eligibility rules. Some jurisdictions would be excluded if they meet one of four conditions: low rents and below‑median home values, a rental vacancy rate above the national rate, a recent major disaster, or a lack of zoning authority.
- Jurisdictions with a current annual housing growth rate of at least 4 percent would be labeled "extremely high-growth" and would receive a bonus. That bonus is funded from the aggregate amount taken from below-median places and is split by each bonus winner's share of housing units.
- If a jurisdiction's housing growth improvement rate is below the median, its section 106 allocation would be reduced by 10 percent for that year.
- The Department of Housing and Urban Development would calculate growth using Census block-level address files and Postal Service data, publish a report listing winners and losers before allocations, and must notify recipients within 60 days after enactment. The formula would begin in the third full fiscal year after enactment and remain in effect through fiscal year 2043.
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Bill Overview
Analyzed Economic Effects
3 provisions identified: 1 benefits, 0 costs, 2 mixed.
Housing grants tied to building growth
If enacted, HUD would tie part of city and county Community Development grants to measured housing growth. Places below the median improvement score would see a 10% cut; places at or above the median, and places growing 4%+ a year, would share bonus funds from those cuts, split by each place’s share of housing units. HUD would use Census and Postal Service data to measure housing units and could shift the window by up to two months to match data. This would begin in the third full fiscal year after enactment and run through fiscal year 2043. HUD would publish each year who gets a cut or a bonus.
Who is excluded from grant changes
If enacted, some cities and urban counties would be left out of these growth-based adjustments. A place would be excluded if its rents are at or below the 60th percentile and its home values are below the U.S. median. It would also be excluded if its rental vacancy rate is above the national rate, if it had a Stafford Act disaster or emergency in the past year, or if it lacks zoning authority. If excluded, it would not get a bonus and would not face the 10% cut for that year.
HUD would send scores and guidance
Within 60 days of enactment, HUD would tell each eligible place its housing growth improvement score and whether it is above, at, or below the median. HUD would also share guidance and tools to reduce regulatory barriers and add housing supply.
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Sponsors & CoSponsors
Sponsor
McClain
MI • R
Cosponsors
Himes
CT • D
Sponsored 12/2/2025
Perez
WA • D
Sponsored 1/30/2026
Roll Call Votes
No roll call votes available for this bill.
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