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HR6498119th CongressWALLET

Student Financial Clarity Act of 2025

Sponsored By: Representative Guthrie

In Committee

Summary

Program-level net price transparency is the central goal of this bill. It would expand the Universal Net Price Calculator and the College Scorecard, redefine cost-of-attendance at the program-of-study level, and require institutions to post individualized net-price calculators for prospective students.

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  • Students and families would get individualized net-price estimates through a federally maintained Universal Net Price Calculator and College Scorecard entries updated at least annually. Any estimate must include a clear notice that it is not a final aid award and that completing the FAFSA is required to receive Title IV aid.
  • Colleges and universities that receive Title IV funds would have to publish a net price calculator within two years of the Department providing its tool. Institutions must disclose cost of attendance and net price on a program-of-study basis and use consistent program definitions tied to Classification of Instructional Programs codes and credential level.
  • Federal tools and data would be standardized and tested. The Secretary must coordinate with other agencies, conduct consumer testing within six months and at least every four years, and the bill repeals the existing Early Estimator Tool.

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 1 costs, 0 mixed.

New college price tools for students

This bill would create a Department of Education Universal Net Price Calculator and expand College Scorecard program data. The Department would post program- and institution-level cost, aid, earnings, and net-price figures and update them at least annually. The data would be disaggregated by income, race/ethnicity, disability, residency, aid type and other groups. The UNPC must be built within 18 months, link from the FAFSA site, use a single question set, undergo consumer testing within 6 months and every 4 years, and let users get annual and total net-price estimates. Title IV colleges would also need to post a compatible net-price calculator within two years after the Department makes its tool available. Program-level cost rules would use six-digit CIP codes plus a credential level and take effect July 1, 2027 for award year 2027–2028.

Early estimator tool removed

This bill would repeal the statutory authorization for the Early Estimator Tool. If enacted, the Department could stop offering that specific tool unless it uses other authority. The repeal would take effect July 1, 2027 and apply to award year 2027–2028 and later.

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Sponsors & CoSponsors

Sponsor

Guthrie

KY • R

Cosponsors

  • Onder

    MO • R

    Sponsored 12/9/2025

  • Rep. Trahan, Lori [D-MA-3]

    MA • D

    Sponsored 12/9/2025

  • Rep. Norcross, Donald [D-NJ-1]

    NJ • D

    Sponsored 12/10/2025

  • Rep. Vindman, Eugene Simon [D-VA-7]

    VA • D

    Sponsored 12/16/2025

Roll Call Votes

No roll call votes available for this bill.

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