To amend the Internal Revenue Code of 1986 to establish an exception for multiemployer plan participants to the requirements for automatic enrollment.
Sponsored By: Representative Rep. Finstad, Brad [R-MN-1]
Introduced
Summary
Automatic enrollment for multiemployer plans. This bill would add multiemployer retirement plans to the Internal Revenue Code's automatic enrollment rules, aligning their treatment with church plans.
Show full summary
- Workers in multiemployer plans would be brought under the automatic enrollment rules, changing which participants may be enrolled by default.
- Multiemployer plan sponsors and administrators would have to apply those automatic enrollment provisions for taxable years beginning after Dec 31, 2024.
- The bill specifically amends section 414A(c)(3) to add references to multiemployer plans and to match the heading and text to church plans.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Auto-enroll exception for multiemployer plans
This bill would let multiemployer retirement plans use the same exception to automatic enrollment that church plans have. If enacted, plans could avoid automatically enrolling workers into retirement contributions. That would affect participants, plan administrators, and employers in qualifying multiemployer plans. The change would apply to taxable years beginning after December 31, 2024.
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Sponsors & CoSponsors
Sponsor
Rep. Finstad, Brad [R-MN-1]
MN • R
Cosponsors
Rep. Carey, Mike [R-OH-15]
OH • R
Sponsored 12/12/2025
Rep. Boyle, Brendan F. [D-PA-2]
PA • D
Sponsored 12/12/2025
Rep. Larson, John B. [D-CT-1]
CT • D
Sponsored 12/12/2025
Fischbach
MN • R
Sponsored 12/17/2025
Craig
MN • D
Sponsored 12/18/2025
Rep. Fitzpatrick, Brian K. [R-PA-1]
PA • R
Sponsored 1/7/2026
Rep. Steil, Bryan [R-WI-1]
WI • R
Sponsored 1/16/2026
Rep. Suozzi, Thomas R. [D-NY-3]
NY • D
Sponsored 2/2/2026
Rep. Davis, Danny K. [D-IL-7]
IL • D
Sponsored 3/3/2026
Tenney
NY • R
Sponsored 3/3/2026
Roll Call Votes
No roll call votes available for this bill.
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