HR7141119th CongressWALLET

Affordable Housing Guarantee Act

Sponsored By: Representative Rep. Miller-Meeks, Mariannette [R-IA-1]

In Committee

Summary

Two-tier VA loan guaranty: 50% for certain disabled veterans, 25% for other veterans. The bill rewrites how the Department of Veterans Affairs sets the maximum guaranty on VA home loans by splitting guarantees into two categories based on service-connected disability and entitlement status.

Show full summary
  • Veterans with a service-connected disability whose entitlement is unused or fully restored get a higher maximum guaranty equal to 50% of the loan.
  • All other veterans receive a maximum guaranty equal to 25% of the loan.
  • The bill changes only the guaranty percentages and keeps the VA loan guaranty program's existing structure, definitions, and eligibility rules.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

New VA home loan guarantee levels

If enacted, this bill would set two guaranty levels for certain VA home loans. Veterans with a service‑connected disability would qualify if their entitlement under the VA home loan law is unused or fully restored. Those veterans would have a guaranty equal to 50 percent of the loan. Other veterans would have a guaranty equal to 25 percent of the loan. The text applies to loans under the cited statute and gives no effective date, new funding, or enforcement changes.

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Sponsors & CoSponsors

Sponsor

Rep. Miller-Meeks, Mariannette [R-IA-1]

IA • R

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

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