Affordable Housing Guarantee Act
Sponsored By: Representative Rep. Miller-Meeks, Mariannette [R-IA-1]
In Committee
Summary
Two-tier VA loan guaranty: 50% for certain disabled veterans, 25% for other veterans. The bill rewrites how the Department of Veterans Affairs sets the maximum guaranty on VA home loans by splitting guarantees into two categories based on service-connected disability and entitlement status.
Show full summary
- Veterans with a service-connected disability whose entitlement is unused or fully restored get a higher maximum guaranty equal to 50% of the loan.
- All other veterans receive a maximum guaranty equal to 25% of the loan.
- The bill changes only the guaranty percentages and keeps the VA loan guaranty program's existing structure, definitions, and eligibility rules.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
New VA home loan guarantee levels
If enacted, this bill would set two guaranty levels for certain VA home loans. Veterans with a service‑connected disability would qualify if their entitlement under the VA home loan law is unused or fully restored. Those veterans would have a guaranty equal to 50 percent of the loan. Other veterans would have a guaranty equal to 25 percent of the loan. The text applies to loans under the cited statute and gives no effective date, new funding, or enforcement changes.
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Sponsors & CoSponsors
Sponsor
Rep. Miller-Meeks, Mariannette [R-IA-1]
IA • R
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
No roll call votes available for this bill.
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