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HR8548Rep. Kamlager-Dove, Sydney [D-CA-37] (D-CA)
introduced
HR7215119th CongressWALLET
Stop SCAMS Act
Sponsored By: Representative Rep. Harder, Josh [D-CA-9]
Introduced
Summary
A federal anti-scam coordination effort would centralize how the government defines, tracks, and fights scams across agencies and make reporting more consistent and public.
Show full summary
- Consumers and victims: The bill would require a government-wide estimate, within 2 years, of how many consumers are harmed by scams each year, including unreported incidents, and the total dollar losses. This aims to make the scale of harm clearer for households.
- Federal agencies and law enforcement: The FBI Director would lead a cross-agency strategy to adopt a single definition of “scam,” explore harmonized data collection fields like scam type, dollar loss, and payment method, and coordinate anti-scam activities. The FBI, the Bureau of Consumer Financial Protection, and the Federal Trade Commission would each have to report scam-complaint estimates and set metrics and plans to measure the effectiveness of anti-scam training within 1 year.
- Public transparency and research: All three agencies would have to publicly disclose their scam-complaint estimates in any annual scams report, creating a more consistent public record for researchers and the press.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Stronger federal plan to fight scams
If enacted, the bill would require the FBI Director to lead a government-wide plan to fight scams. The Director would work with the Consumer Financial Protection Bureau, the Federal Trade Commission, and other agencies. Within 1 year, the Director would adopt a single definition of “scam,” list scam types, and try to harmonize data fields like scam type, dollar loss amount, and payment method. Within 2 years, the Director would estimate how many consumers are harmed by scams each year, including unreported incidents, and would estimate total annual dollar losses. The FBI, the CFPB, and the FTC would each report their annual scam complaint counts and estimated dollar losses within 1 year. Each agency would also set metrics and plans to measure how well its anti-scam training works for in-person events and webinars, and must publish these complaint and loss estimates in any annual scams report.
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Sponsors & CoSponsors
Sponsor
Rep. Harder, Josh [D-CA-9]
CA • D
Cosponsors
Rep. Fitzpatrick, Brian K. [R-PA-1]
PA • R
Sponsored 1/22/2026
Van Drew
NJ • R
Sponsored 4/13/2026
Roll Call Votes
No roll call votes available for this bill.
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