HR7270119th CongressWALLET

Stop Identity Fraud and Identity Theft Act of 2026

Sponsored By: Representative Sessions

Introduced

Summary

Modernize and secure digital identity solutions. This bill would set a federal policy framework and create a Treasury-run grant program to help states build privacy-respecting digital driver licenses and other identity credentials.

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  • States would get grants to develop digital versions of driver’s licenses and other identity credentials that follow National Institute of Standards and Technology validation guidance. Grants must spend at least 10% of award amounts to help residents obtain credentials, including in-person services.
  • Residents would gain stronger privacy and security protections, including safeguards against AI-powered deepfakes. The bill also bans requiring people to use digital IDs, forbids eliminating physical ID documents, and prohibits issuing these credentials to unauthorized immigrants.
  • The program targets identity-related fraud that federal estimates tie to large losses, including a $233–$521 billion annual fraud estimate and hundreds of billions in suspicious transactions tied to identity compromise. Grants aim to reduce fraud in government benefit payments and protect the financial system.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Grants to States for Secure IDs

This bill would create an Identity Fraud Prevention Innovation Grants program at the Treasury. The program would be established not later than one year after enactment. States would get grants to build secure digital driver’s licenses and other identity credentials that meet NIST identity rules and to guard against AI-powered deepfakes. At least 10 percent of each State’s grant would have to pay for services that help people get the ID or verification services they need. Grants could not require people to use digital IDs, eliminate physical IDs, or pay for IDs for unauthorized immigrants.

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Sponsors & CoSponsors

Sponsor

Sessions

TX • R

Cosponsors

  • Rep. Foster, Bill [D-IL-11]

    IL • D

    Sponsored 1/27/2026

  • Rep. McCormick, Richard [R-GA-7]

    GA • R

    Sponsored 2/9/2026

Roll Call Votes

No roll call votes available for this bill.

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