Legislation1w ago
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To authorize implementation grants to community-based nonprofits to operate one-stop reentry centers.
HR8548Rep. Kamlager-Dove, Sydney [D-CA-37] (D-CA)
introduced
HR7658119th CongressWALLET
Enhanced Cybersecurity for SNAP Act of 2026
Sponsored By: Representative Rep. Goldman, Daniel S. [D-NY-10]
Introduced
Summary
Secure SNAP Electronic Benefit Transfer cards and digital services. This bill would create a federal cybersecurity and digital-service framework for EBT cards and related mobile and online tools, setting technical standards, timelines, reporting rules, and support for States and retailers.
Show full summary
- Families and households would get opt-in electronic transaction notices and searchable transaction history for at least 12 months, the ability to report suspected fraud through digital interfaces, and required replacement cards within 3 business days when cards fail or are compromised.
- State agencies would have to begin issuing chip-enabled EBT cards within 2 years of final rules and complete broader reissuance within 5 years. States can be reimbursed for reasonable upgrade costs and may not enforce PIN or password rules that conflict with National Institute of Standards and Technology standards.
- Retailers and terminals must upgrade to chip-compatible payment hardware to get SNAP authorization, with a compliance deadline starting 180 days after final regulations. The bill also mandates stronger online transaction security measures, data sharing, and recurring reports to Congress on benefit theft and vulnerabilities.
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Bill Overview
Analyzed Economic Effects
4 provisions identified: 3 benefits, 0 costs, 1 mixed.
Faster, cheaper EBT replacements and access
If enacted, you would get a replacement EBT card within 3 business days after requesting one for damage, theft, fraud freezes, or malfunction. States would have to offer but could not require in-person pickup. Beginning 60 days after enactment, States could not charge replacement fees for cards replaced due to malfunction, outside fraud, expiration, or required security upgrades. States would also be barred from forcing PIN or password changes or complexity rules that conflict with NIST guidance, and the Secretary would report on Puerto Rico EBT security within 1 year.
Stronger EBT cybersecurity and access
If enacted, the Agriculture Secretary would write new EBT cybersecurity and digital-service rules within 2 years. The rules would set technical standards, use NIST guidance for PINs and passwords, and require reviews at least every 5 years. States would run USDA-approved, mobile-friendly interfaces that are 99% available and provide 12 months of searchable transactions, opt-in notices, and fraud reporting. The Secretary would publish approved interfaces, keep a free API for third-party access, and send reports to Congress on online theft and security starting at 1–3 years and then every 2 years.
Grants and reimbursements for EBT upgrades
If enacted, the Secretary would create a grant program to help SNAP retailers buy chip-capable terminals. An administering entity would award subgrants to eligible retailers, focusing on locations in areas with limited grocery access. The Secretary would also reimburse States for reasonable costs to upgrade EBT cards and systems, including one-time vendor fees, ongoing vendor fees, and postage.
Chip EBT cards and terminals
If enacted, states would start issuing chip-enabled EBT cards within 2 years after final rules. New magnetic-stripe EBT cards would be banned after 4 years and all existing magnetic cards reissued as chip-only cards within 5 years. Reissued cards would be deactivated when the new card is activated or 60 days after mailing. Retailers seeking SNAP authorization would need a chip-enabled payment terminal at each location within 180 days after the rules become final.
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Sponsors & CoSponsors
Sponsor
Rep. Goldman, Daniel S. [D-NY-10]
NY • D
Cosponsors
Rep. Lawler, Michael [R-NY-17]
NY • R
Sponsored 2/24/2026
Rep. Smith, Adam [D-WA-9]
WA • D
Sponsored 2/24/2026
Rep. Fitzpatrick, Brian K. [R-PA-1]
PA • R
Sponsored 2/24/2026
Riley (NY)
NY • D
Sponsored 3/2/2026
Roll Call Votes
No roll call votes available for this bill.
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