HR904119th CongressWALLET

No Tax on Social Security

Sponsored By: Representative Van Drew

Introduced

Summary

Ends federal tax on Social Security benefits. The bill removes Social Security payments from taxpayers' gross income and adjusted gross income for taxable years after enactment and creates a funding fix to protect trust funds from any lost transfers.

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  • Seniors and Social Security recipients: Social Security benefits will no longer be counted in gross income or adjusted gross income for future taxable years, which raises after-tax income for beneficiaries.
  • Social insurance and retirement funds: Each fund under the Social Security Act (including the Federal Hospital Insurance Trust Fund) and funds under the Railroad Retirement Act of 1974 will receive annual Treasury appropriations equal to any reduction in transfers caused by the repeal, so those funds see no net transfer loss.

*This bill increases federal outlays by requiring annual Treasury payments that replace transfers otherwise directed to Social Security, Medicare Hospital Insurance, and Railroad Retirement funds.*

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

No federal tax on Social Security

If enacted, your Social Security benefits would not be taxed by the federal government. For tax years that start after enactment, you would not include these benefits in your income. Many people who get Social Security would owe less income tax. Your savings would depend on your other income and filing status.

Social Security and Medicare trust funds protected

If enacted, the government would replace money that trust funds lose because Social Security benefits stop being taxed. This would cover Social Security, Medicare’s hospital insurance trust fund, and Railroad Retirement. Treasury would pay each fund each year an amount equal to its loss, using money not otherwise appropriated. This is meant to keep these trust funds whole and protect benefit payments.

Sponsors & CoSponsors

Sponsor

Van Drew

NJ • R

Cosponsors

  • Massie

    KY • R

    Sponsored 2/14/2025

  • Bilirakis

    FL • R

    Sponsored 6/23/2025

Roll Call Votes

No roll call votes available for this bill.

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