S100119th CongressWALLET

Repealing Big Brother Overreach Act

Sponsored By: Senator Tommy Tuberville

Introduced

Summary

Repeals the Corporate Transparency Act. This bill would remove the requirement for existing and newly created companies to report beneficial ownership information to the Department of the Treasury’s Financial Crimes Enforcement Network, a tool aimed at tracking financial crime.

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  • Businesses: Companies would no longer have to file beneficial ownership reports with FinCEN, cutting that reporting requirement for both existing firms and new incorporations.
  • Law enforcement and anti-money laundering efforts: The bill unwinds related parts of the Anti‑Money Laundering Act of 2020 and adjusts U.S. Code cross-references, eliminating a federal data source used to address money laundering and terrorist financing.

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 0 costs, 1 mixed.

Repeal of small business ownership reports

If enacted, this bill would repeal the Corporate Transparency Act. Businesses that had to file beneficial ownership reports would no longer need to file them. This would cut reporting and compliance costs for many small firms. It would also remove a federal data tool used by law enforcement.

Undo certain anti-money laundering rules

If enacted, this bill would repeal a section of the Anti‑Money Laundering Act and change several AML cross-references and wording. Banks and regulated firms could face lower compliance and reduced penalty exposure. Federal regulators and law enforcement would lose or see narrower authorities and tools to detect financial wrongdoing. The changes would take effect upon enactment.

Sponsors & CoSponsors

Sponsor

Tommy Tuberville

AL • R

Cosponsors

  • Ted Cruz

    TX • R

    Sponsored 1/15/2025

  • Pete Ricketts

    NE • R

    Sponsored 1/15/2025

  • Bernie Moreno

    OH • R

    Sponsored 1/15/2025

  • Cynthia Lummis

    WY • R

    Sponsored 1/15/2025

  • Marsha Blackburn

    TN • R

    Sponsored 1/15/2025

  • John Boozman

    AR • R

    Sponsored 1/15/2025

  • Rick Scott

    FL • R

    Sponsored 1/15/2025

  • Dan Sullivan

    AK • R

    Sponsored 1/15/2025

  • Deb Fischer

    NE • R

    Sponsored 1/15/2025

  • Tim Sheehy

    MT • R

    Sponsored 1/15/2025

  • Thomas Tillis

    NC • R

    Sponsored 1/15/2025

  • Ted Budd

    NC • R

    Sponsored 1/15/2025

  • Rand Paul

    KY • R

    Sponsored 1/15/2025

  • Bill Hagerty

    TN • R

    Sponsored 1/15/2025

  • Kevin Cramer

    ND • R

    Sponsored 1/15/2025

  • Cindy Hyde-Smith

    MS • R

    Sponsored 1/15/2025

  • James Lankford

    OK • R

    Sponsored 1/15/2025

  • Roger Marshall

    KS • R

    Sponsored 1/15/2025

  • Eric Schmitt

    MO • R

    Sponsored 1/15/2025

  • John Barrasso

    WY • R

    Sponsored 1/15/2025

  • Steve Daines

    MT • R

    Sponsored 1/15/2025

  • James Risch

    ID • R

    Sponsored 1/15/2025

  • Todd Young

    IN • R

    Sponsored 1/15/2025

  • Mike Lee

    UT • R

    Sponsored 1/15/2025

  • David McCormick

    PA • R

    Sponsored 1/21/2025

  • Shelley Capito

    WV • R

    Sponsored 3/4/2025

  • James Justice

    WV • R

    Sponsored 3/27/2025

  • John Curtis

    UT • R

    Sponsored 4/8/2025

  • Lindsey Graham

    SC • R

    Sponsored 4/28/2025

  • Jim Banks

    IN • R

    Sponsored 6/3/2025

  • John Hoeven

    ND • R

    Sponsored 7/8/2025

  • Katie Britt

    AL • R

    Sponsored 9/10/2025

  • Jon Husted

    OH • R

    Sponsored 9/19/2025

Roll Call Votes

No roll call votes available for this bill.

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