VA Home Loan Awareness Act of 2025
Sponsored By: Senator Tim Sheehy
Introduced
Summary
Boost notice of VA home loan eligibility by adding a short message to the Uniform Residential Loan Application that tells applicants with military service they may qualify for a Department of Veterans Affairs home loan.
Show full summary
- Veterans and current service members would more often see a clear prompt on the mortgage form that they may qualify for VA direct or guaranteed home loans.
- The Federal Housing Finance Agency would be required to order enterprises that use the URLA, such as Fannie Mae and Freddie Mac, to add the disclaimer within six months.
- The Government Accountability Office would study adoption and report within 18 months on whether at least 80% of lenders using the URLA included the notice.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
VA notice on mortgage application for veterans
If enacted, the bill would require a VA notice on the Uniform Residential Loan Application (URLA). The notice must appear below the military service question and say: "If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility." The Director would have to issue the rule within 6 months of enactment. The GAO would study adoption and report within 18 months, checking whether at least 80% of lenders using the URLA included the notice.
Sponsors & CoSponsors
Sponsor
Tim Sheehy
MT • R
Cosponsors
Chris Van Hollen
MD • D
Sponsored 1/16/2025
Ted Cruz
TX • R
Sponsored 1/16/2025
Raphael Warnock
GA • D
Sponsored 1/16/2025
Ted Budd
NC • R
Sponsored 1/16/2025
Sheldon Whitehouse
RI • D
Sponsored 1/16/2025
John Boozman
AR • R
Sponsored 1/16/2025
Bernie Sanders
VT • I
Sponsored 1/16/2025
Kevin Cramer
ND • R
Sponsored 1/16/2025
Peter Welch
VT • D
Sponsored 1/16/2025
Eric Schmitt
MO • R
Sponsored 1/16/2025
John Kennedy
LA • R
Sponsored 1/16/2025
Thomas Tillis
NC • R
Sponsored 1/16/2025
Bernie Moreno
OH • R
Sponsored 1/16/2025
Jacky Rosen
NV • D
Sponsored 1/16/2025
Amy Klobuchar
MN • D
Sponsored 1/16/2025
Bill Cassidy
LA • R
Sponsored 2/3/2025
Pete Ricketts
NE • R
Sponsored 3/6/2025
Ruben Gallego
AZ • D
Sponsored 4/2/2025
Mark Warner
VA • D
Sponsored 7/29/2025
Catherine Cortez Masto
NV • D
Sponsored 7/30/2025
Jon Ossoff
GA • D
Sponsored 9/10/2025
Mark Kelly
AZ • D
Sponsored 9/18/2025
John Hickenlooper
CO • D
Sponsored 9/18/2025
Maggie Hassan
NH • D
Sponsored 10/20/2025
James Risch
ID • R
Sponsored 12/18/2025
John Reed
RI • D
Sponsored 2/10/2026
Roll Call Votes
No roll call votes available for this bill.
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