Find It Early Act
Sponsored By: Senator Amy Klobuchar
Introduced
Summary
The Find It Early Act would require no-cost breast cancer screening and diagnostic imaging for people at increased risk or with heterogeneously or extremely dense breasts across private plans, Medicare, Medicaid, TRICARE, and VA care. Coverage would follow the latest American College of Radiology or National Comprehensive Cancer Network criteria, have no frequency limits, and would take effect January 1, 2026.
Show full summary
- Patients and private plans: Individuals identified as higher risk or with dense breast tissue could receive 2D or 3D mammography, breast ultrasounds, breast MRI, molecular breast imaging, or other technologies with no out-of-pocket costs and no limits on how often they can be screened. Health care providers could also order imaging for people not listed as at-risk when the latest guidelines indicate it is needed.
- Medicare and Medicaid beneficiaries: Medicare Part B would add a new no-cost-sharing category for these imaging services. Medicaid would add matching coverage triggers, ensure states offer the screenings in benchmark plans, and eliminate cost-sharing for the specified imaging.
- Military families and veterans: TRICARE would eliminate cost-sharing for eligible beneficiaries and the Department of Veterans Affairs would be required to furnish the same no-copay screenings to qualifying veterans.
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Bill Overview
Analyzed Economic Effects
5 provisions identified: 5 benefits, 0 costs, 0 mixed.
Medicare covers extra breast imaging
If enacted, Medicare Part B and Medicare Advantage plans would cover screening and diagnostic breast imaging without frequency limits for people at higher risk or with dense breasts. Coverage would also apply when a provider and the Secretary determine imaging is needed for factors like age, race, or medical history. The change would begin January 1, 2026.
More breast imaging for private plans
If enacted, private group and individual health plans would have to cover extra breast screening and diagnostic imaging with no frequency limits. Coverage would apply if you are at increased risk per ACR or NCCN guidelines, have dense breasts per BI-RADS, or your doctor says imaging is needed. Grandfathered group plans must also provide this coverage. The change would start for plan years beginning January 1, 2026.
No-cost breast imaging for Medicaid
If enacted, Medicaid would have to cover screening and diagnostic breast imaging with no frequency limits for people at increased risk or with dense breasts. States could not charge cost-sharing for these services for the described people. States could not use benchmark plans that omit these services for those individuals. The changes would generally take effect January 1, 2026, with limited delay for states that need new state laws.
TRICARE covers free breast imaging
If enacted, TRICARE would have to cover screening and diagnostic breast imaging with no limitation on frequency for beneficiaries at increased risk or with dense breasts. TRICARE could not collect cost-sharing for these services when the criteria are met. The change would take effect January 1, 2026.
VA provides free breast imaging
If enacted, the VA would be required to provide screening and diagnostic breast imaging with no frequency limits to eligible veterans at increased risk or with dense breasts. The VA could not collect copayments or other cost-sharing for these services when eligibility criteria are met. The change would take effect January 1, 2026.
Sponsors & CoSponsors
Sponsor
Amy Klobuchar
MN • D
Cosponsors
Roger Marshall
KS • R
Sponsored 4/10/2025
Roger Wicker
MS • R
Sponsored 10/21/2025
Adam Schiff
CA • D
Sponsored 11/6/2025
Susan Collins
ME • R
Sponsored 12/1/2025
Alex Padilla
CA • D
Sponsored 12/17/2025
Angela Alsobrooks
MD • D
Sponsored 1/29/2026
Patty Murray
WA • D
Sponsored 3/18/2026
Tammy Duckworth
IL • D
Sponsored 3/18/2026
Roll Call Votes
No roll call votes available for this bill.
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