Living Donor Protection Act of 2025
Sponsored By: Senator Tom Cotton
In Committee
Summary
Prohibits insurance discrimination against living organ donors and expands workplace leave to cover donation surgery and recovery. It also directs federal health agencies to update public education on living donation.
Show full summary
- Stops life, disability, and long-term care insurers from denying, cancelling, refusing to issue, or changing coverage or premiums solely because someone is a living organ or bone marrow donor when no unique actuarial risk exists. Enforcement is handled by State insurance regulators.
- Adds organ donation, preparation for donation, and recovery to the Family and Medical Leave Act and to federal civil service leave rules. Federal employees who use part of the 12-week FMLA leave to donate may substitute other available leave where possible.
- Requires the Department of Health and Human Services, in coordination with the Department of Labor as appropriate, to review and update educational materials and can issue public service announcements and web updates within six months to explain the changes and resources.
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Bill Overview
Analyzed Economic Effects
4 provisions identified: 4 benefits, 0 costs, 0 mixed.
Family leave for organ donors
If enacted, the bill would let eligible employees use Family and Medical Leave Act leave for organ donation. It would cover the surgery, preparation, recovery, and related activities. This change would take effect upon enactment.
Federal worker organ donation leave
If enacted, the bill would treat organ donation and related surgery, preparation, and recovery as qualifying serious health conditions for federal civil service leave. Federal employees who use any of the 12-week leave to donate could substitute other available leave for that portion. This change would take effect upon enactment.
No insurance discrimination for donors
If enacted, the bill would stop insurers from denying, canceling, refusing to issue, or raising the price of life, disability, or long-term care insurance only because someone is a living organ donor. Insurers could still act that way if there is an actual, unique, and material actuarial risk. State insurance regulators would enforce these rules where state law allows. This change would take effect upon enactment.
HHS must update donor information
If enacted, HHS would have six months to review and update educational materials about living organ donation, including the bill's insurance and leave provisions. HHS could issue public service announcements and update websites or other media to share resources. This requirement would take effect within six months after enactment.
Sponsors & CoSponsors
Sponsor
Tom Cotton
AR • R
Cosponsors
Kirsten Gillibrand
NY • D
Sponsored 5/1/2025
Cindy Hyde-Smith
MS • R
Sponsored 5/1/2025
Sen. Luján, Ben Ray [D-NM]
NM • D
Sponsored 5/1/2025
Shelley Capito
WV • R
Sponsored 5/1/2025
Angus King
ME • I
Sponsored 5/1/2025
Richard Blumenthal
CT • D
Sponsored 5/1/2025
Timothy Kaine
VA • D
Sponsored 5/1/2025
Amy Klobuchar
MN • D
Sponsored 5/1/2025
Jeff Merkley
OR • D
Sponsored 5/1/2025
Sheldon Whitehouse
RI • D
Sponsored 5/1/2025
Christopher Coons
DE • D
Sponsored 5/1/2025
Marsha Blackburn
TN • R
Sponsored 5/1/2025
Pete Ricketts
NE • R
Sponsored 5/1/2025
Thomas Tillis
NC • R
Sponsored 5/1/2025
Richard Durbin
IL • D
Sponsored 5/1/2025
Jeanne Shaheen
NH • D
Sponsored 5/1/2025
Tina Smith
MN • D
Sponsored 5/1/2025
Ron Wyden
OR • D
Sponsored 5/1/2025
Mark Kelly
AZ • D
Sponsored 5/1/2025
Jacky Rosen
NV • D
Sponsored 5/1/2025
Raphael Warnock
GA • D
Sponsored 5/1/2025
Andy Kim
NJ • D
Sponsored 5/5/2025
Gary Peters
MI • D
Sponsored 5/5/2025
Cory Booker
NJ • D
Sponsored 5/5/2025
Christopher Murphy
CT • D
Sponsored 5/5/2025
John Boozman
AR • R
Sponsored 5/20/2025
Ruben Gallego
AZ • D
Sponsored 6/3/2025
James Justice
WV • R
Sponsored 6/26/2025
Steve Daines
MT • R
Sponsored 8/1/2025
Susan Collins
ME • R
Sponsored 9/30/2025
Michael Bennet
CO • D
Sponsored 10/20/2025
John Kennedy
LA • R
Sponsored 10/27/2025
Angela Alsobrooks
MD • D
Sponsored 11/5/2025
Kevin Cramer
ND • R
Sponsored 12/2/2025
Adam Schiff
CA • D
Sponsored 12/3/2025
Tim Sheehy
MT • R
Sponsored 12/10/2025
Elissa Slotkin
MI • D
Sponsored 1/7/2026
Roger Marshall
KS • R
Sponsored 1/29/2026
Tammy Duckworth
IL • D
Sponsored 2/23/2026
Tommy Tuberville
AL • R
Sponsored 2/23/2026
Lisa Murkowski
AK • R
Sponsored 2/24/2026
Todd Young
IN • R
Sponsored 2/25/2026
Chris Van Hollen
MD • D
Sponsored 3/10/2026
Jim Banks
IN • R
Sponsored 3/11/2026
Alex Padilla
CA • D
Sponsored 3/11/2026
Roll Call Votes
No roll call votes available for this bill.
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