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S2284119th CongressWALLET

Keep Your Coins Act of 2025

Sponsored By: Senator Sen. Budd, Ted [R-NC]

Introduced

Summary

Protects individuals' ability to use and self-custody convertible virtual currency. This bill would bar heads of Federal agencies from prohibiting, restricting, or otherwise impairing a covered user's ability to use convertible virtual currency to buy goods or services for personal use and from restricting self-custody via a self-hosted wallet. It defines convertible virtual currency, covered user, and self-hosted wallet and does not include enforcement mechanisms, penalties, regulatory oversight, or funding.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Protects your crypto wallet rights

If enacted, the bill would stop the head of a Federal agency from banning or limiting a covered user's ability to use convertible virtual currency for their own purchases. It would also bar agencies from prohibiting a covered user from self-custodying digital assets using a self-hosted wallet. The bill defines "convertible virtual currency," "covered user," and "self-hosted wallet" so those terms are clear. The text does not create penalties or explain how the rule would be enforced.

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Sponsors & CoSponsors

Sponsor

Sen. Budd, Ted [R-NC]

NC • R

Cosponsors

  • Sen. Lee, Mike [R-UT]

    UT • R

    Sponsored 7/15/2025

  • Cynthia Lummis

    WY • R

    Sponsored 1/12/2026

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
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