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S352119th CongressWALLET

Disaster Assistance Fairness Act

Sponsored By: Senator Sen. Budd, Ted [R-NC]

Introduced

Summary

Expands disaster aid to condominiums, housing cooperatives, and residential common interest communities. This bill would amend the Stafford Act so FEMA can cover debris removal and pay for essential shared repairs when those communities are damaged in a major disaster and owners document their pro rata shares.

Show full summary
  • Residents and households in condos, co-ops, and residential common interest communities would be able to get federal help for debris removal on community-owned land and for repairs to shared systems when damage threatens life, health, safety, or economic recovery.
  • Condominium and cooperative associations could receive funds for essential common-element repairs such as roofs, exterior walls, elevators, stairwells, utility access, heating and cooling, plumbing, and electricity if each household’s share of the cost is documented.
  • The bill adds clear definitions for RCICs, condominiums, and housing cooperatives and directs the President to issue rules making debris removal in these communities eligible when a state or local written determination supports it. It applies to major disasters declared after enactment.

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 4 benefits, 0 costs, 0 mixed.

Debris removal for condo and co-op communities

If enacted, the President would issue rules allowing federal debris removal from property owned by residential common interest communities after a major disaster. A State or local government must write that the debris threatens life, public health or safety, or the community's economic recovery. This would apply only to disasters the President declares on or after enactment.

Federal help for condo and co-op repairs

If enacted, condo and co-op unit owners could get federal help to repair essential shared parts after a major disaster. Covered items include roofs, exterior walls, heating and cooling, elevators, stairwells, utility access, plumbing, and electricity. You would need documents that show your pro rata share of repair costs. This would apply only to disasters the President declares on or after enactment.

New legal definitions for condos and co-ops

If enacted, the bill would add definitions for residential common interest community, condominium, and housing cooperative to the Stafford Act. The definitions say when unit ownership creates mandatory shared obligations for taxes, insurance, and maintenance. These definitions would apply only to disasters the President declares on or after enactment.

Effective date for disaster changes

If enacted, these changes would apply only to major disasters the President declares on or after the law's enactment. Disasters declared before that date would follow current rules. This is a timing rule and does not itself create new payments.

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Sponsors & CoSponsors

Sponsor

Sen. Budd, Ted [R-NC]

NC • R

Cosponsors

  • Sen. Tillis, Thomas [R-NC]

    NC • R

    Sponsored 1/30/2025

Roll Call Votes

No roll call votes available for this bill.

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