SJRES147119th CongressWALLET

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Statement of Policy Regarding Prohibition on Abusive Acts or Practices".

Sponsored By: Senator Richard Durbin

Introduced

Summary

Disapproves the CFPB's withdrawal of its 'Statement of Policy Regarding Prohibition on Abusive Acts or Practices'. This joint resolution would disapprove the CFPB rule that withdrew that policy and would make the withdrawal have no force or effect.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Restore CFPB anti-abuse policy

If enacted, this joint resolution would disapprove the CFPB rule filed May 12, 2025. That rule had withdrawn the CFPB's April 12, 2023 statement of policy on abusive acts. If enacted, you would again be protected by the April 12, 2023 policy. The policy limits abusive acts or practices by financial companies. The change would take effect upon enactment.

Sponsors & CoSponsors

Sponsor

Richard Durbin

IL • D

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

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