A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts".

Keep CFPB nursing home guidance

If enacted, this resolution would disapprove the CFPB rule published at 90 Fed. Reg. 20084 (May 12, 2025) that tries to withdraw CFPB Circular 2022-05 (87 Fed. Reg. 57375, Sept. 20, 2022). That would keep the circular and its guidance about debt collection and credit reporting for disputed or invalid nursing home debts in effect. Consumers with disputed nursing home bills — including many seniors — would keep the protections the guidance provides against certain collection and reporting practices. This disapproval would take effect upon enactment.