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SJRES175119th CongressWALLET

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-02: Deceptive Representations Involving the FDIC's Name or Logo or Deposit Insurance".

Sponsored By: Senator Sen. Warren, Elizabeth [D-MA]

Introduced

Summary

Blocks the CFPB rule that would withdraw Consumer Financial Protection Circular 2022-02 on deceptive uses of the FDIC's name, logo, or deposit insurance. This joint resolution would nullify the CFPB rule that withdraws Circular 2022-02 so that the withdrawal would have no force or effect under the Congressional Review Act.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Preserve FDIC logo protections

If enacted, this joint resolution would disapprove the Bureau of Consumer Financial Protection rule that withdrew Consumer Financial Protection Circular 2022-02 (87 Fed. Reg. 35866 (June 14, 2022)). The resolution would provide that the withdrawal published at 90 Fed. Reg. 20084 (May 12, 2025) shall have no force or effect. If passed, this would keep the Circular in place to help stop companies from misleading customers about FDIC deposit insurance and the FDIC name or logo. Banks and other firms would still need to follow that guidance. The change would take effect upon enactment.

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Sponsors & CoSponsors

Sponsor

Sen. Warren, Elizabeth [D-MA]

MA • D

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

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