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SJRES36119th CongressWALLET

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".

Sponsored By: Senator Mike Rounds

Introduced

Summary

Would overturn the CFPB's Regulation V prohibition on creditors and consumer reporting agencies using medical information. The joint resolution would disapprove that CFPB rule and the rule would have no force or effect.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 1 costs, 0 mixed.

Cancel ban on medical data use

If enacted, this would cancel a CFPB rule that barred lenders and credit bureaus from using medical information (90 Fed. Reg. 3276, Jan. 14, 2025). The specified rule would have no force or effect upon enactment. Households whose medical data appears in credit files could see that information used in credit or reporting decisions. Companies that share or use medical data for credit would no longer be restricted by that rule.

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Sponsors & CoSponsors

Sponsor

Mike Rounds

SD • R

Cosponsors

  • Sen. Scott, Tim [R-SC]

    SC • R

    Sponsored 3/11/2025

  • Bill Hagerty

    TN • R

    Sponsored 3/11/2025

  • Mike Crapo

    ID • R

    Sponsored 3/11/2025

  • Cynthia Lummis

    WY • R

    Sponsored 3/11/2025

  • Sen. Cornyn, John [R-TX]

    TX • R

    Sponsored 4/3/2025

Roll Call Votes

No roll call votes available for this bill.

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