All Roll Calls
Yes: 175 • No: 2
MarylandSB 01342026 Regular SessionSenateWALLET
Medicare Supplement Policies - Issuance - Requirements
Sponsored By: Sponsor information unavailable
Signed by Governor
Health - InsuranceApplicants and ApplicationsEvidenceHealth -see also- COVID19; EnvHlth; MedCon; etc.Health Insurance -see also- ACA; HMOs; MCOsMedical AssistancePublic Benefits -see also- Housing; MedAsst; SupplNutrAsstPTermination of ServicesTime
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Bill Overview
Analyzed Economic Effects
4 provisions identified: 3 benefits, 0 costs, 1 mixed.
Medigap rights after Medicaid or coverage changes
Beginning July 1, 2026, if you had Medicare Part B while on Maryland Medical Assistance for at least 6 months, you can get a Medigap plan after Medicaid ends. You must apply within 63 days of your Medicaid end date or notice and include proof. Also, if you became Medicare‑eligible before January 1, 2020 and have a federal special enrollment guaranteed‑issue right, any Medigap plan open to new enrollees must be issued to you. You must apply within 63 days of that qualifying event and include proof.
Six month Medigap protection for new seniors
Beginning July 1, 2026, if you are 65 or older and just enrolled in Medicare Part B, you get a 6‑month Medigap guaranteed‑issue window. During that time, an insurer cannot deny you, rate you up, or limit coverage because of your health, claims, or care history. These protections apply for applications filed in the 6 months that start with your first Part B month.
Medigap options and price cap under 65
Beginning July 1, 2026, if you are under 65 and on Medicare due to a disability, insurers must offer Medigap Plans A and D during the 6 months after you enroll in Part B, or 6 months after a retroactive enrollment notice. For these plans, insurers cannot deny you, limit coverage, or charge more because of your health or past care. For Plan A, your premium cannot be higher than the insurer’s average premium paid by people 65 and older for the same plan form. Insurers do not have to offer a plan to under‑65 enrollees if they do not offer that plan to age‑eligible enrollees.
Birthday-month Medigap switch with protections
Beginning July 1, 2026, in the 30 days after your birthday, your insurer must let you switch to a Medigap plan with equal or lesser benefits. The insurer cannot deny you, limit coverage, or charge more based on your health or past claims for these plans. You must get a notice of this right 30 to 60 days before your birthday. The Insurance Commissioner sets a benefits matrix to define which plans have equal or lesser benefits.
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Sponsors & Cosponsors
Sponsors
There is no primary sponsor on record.
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 4/2/2026
Third Reading Passed
Yes: 131 • No: 2 • Other: 9
Senate vote • 2/12/2026
Third Reading Passed
Yes: 44 • No: 0 • Other: 2
Actions Timeline
Approved by the Governor - Chapter 140
4/14/2026Returned Passed
4/3/2026SenateThird Reading Passed (131-2)
4/2/2026HouseFavorable Adopted Second Reading Passed
4/1/2026HouseFavorable Report by Health
4/1/2026HouseHearing 3/26 at 2:00 p.m.
3/25/2026HouseHearing canceled
3/25/2026HouseHearing 3/26 at 1:00 p.m.
3/17/2026HouseReferred Health
2/13/2026HouseThird Reading Passed (44-0)
2/12/2026SenateSecond Reading Passed
2/10/2026SenateFavorable Adopted
2/10/2026SenateFavorable Report by Finance
2/9/2026SenateHearing 1/28 at 2:00 p.m.
1/19/2026SenateFirst Reading Finance
1/14/2026SenatePre-filed
9/16/2025Senate
Bill Text
Enacted
4/14/2026
Third Reading
2/10/2026
First Reading
1/14/2026
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